| SMART-CITIES-INDIA |
STATE |
|
|
|
|
|
|
| Port
Blair |
Andaman and Nicobar |
|
|
|
|
|
|
| Amravati |
ANDHRA |
|
|
|
|
|
|
| Tirupati |
ANDHRA |
|
|
|
|
|
|
| Visakhapatnam |
ANDHRA |
|
|
|
|
|
|
| Kakinada |
ANDHRA |
|
|
|
|
|
|
| Amaravati |
ANDHRA |
|
|
|
|
|
|
| Karimnagar |
ANDHRA |
|
|
|
|
|
|
| Guwahati |
ASSAM |
|
|
|
|
|
|
| Hubballi-Dharwad |
BENGAL |
|
|
|
|
|
|
| Patna |
BIHAR |
|
|
|
|
|
|
| Ranchi |
BIHAR |
|
|
|
|
|
|
| Bhagalpur, |
BIHAR |
|
|
|
|
|
|
| Biharsharif |
BIHAR |
|
|
|
|
|
|
| Muzaffarpur |
BIHAR |
|
|
|
|
|
|
| New Delhi |
DELHI |
|
|
|
|
|
|
| Faridabad |
DELHI |
|
|
|
|
|
|
| Panaji |
GOA |
|
|
|
|
|
|
| Ahmedabad |
GUJARAT |
|
|
|
|
|
|
| Surat |
GUJARAT |
|
|
|
|
|
|
| Gandhinagar, |
GUJARAT |
|
|
|
|
|
|
| Vadodara |
GUJARAT |
|
|
|
|
|
|
| Rajkot |
GUJARAT |
|
|
|
|
|
|
| Dahod |
GUJARAT |
|
|
|
|
|
|
| Karnal |
Haryana |
|
|
|
|
|
|
| Jammu |
JAMMU |
|
|
|
|
|
|
| Shivamogga |
Karnataka |
|
|
|
|
|
|
| Mangaluru |
KARNATAKA |
|
|
|
|
|
|
| Belagavi |
KARNATAKA |
|
|
|
|
|
|
| Bengaluru |
KARNATAKA |
|
|
|
|
|
|
| Tumakuru |
KARNATAKA |
|
|
|
|
|
|
| Davanagere |
KARNATAKA |
|
|
|
|
|
|
| Srinagar |
KASHMIR |
|
|
|
|
|
|
| Kochi |
KERALA |
|
|
|
|
|
|
| Bhopal |
MADHYA-PRADESH |
|
|
|
|
|
|
| Sagar |
MADHYA-PRADESH |
|
|
|
|
|
|
| Ujjain |
MADHYA-PRADESH |
|
|
|
|
|
|
| Gwalior |
MADHYA-PRADESH |
|
|
|
|
|
|
| Indore |
MADHYA-PRADESH |
|
|
|
|
|
|
| Raipur |
MADHYA-PRADESH |
|
|
|
|
|
|
| Satna |
MADHYA-PRADESH |
|
|
|
|
|
|
| Jabalpur |
MADHYA-PRADESH |
|
|
|
|
|
|
| Kalyan-Dombivali |
MAHARASTRA |
|
|
|
|
|
|
| Pune |
MAHARASTRA |
|
|
|
|
|
|
| Thane |
MAHARASTRA |
|
|
|
|
|
|
| Aurangabad |
MAHARASTRA |
|
|
|
|
|
|
| Nagpur |
MAHARASTRA |
|
|
|
|
|
|
| Nashik |
MAHARASTRA |
|
|
|
|
|
|
| Solapur |
MAHARASTRA |
|
|
|
|
|
|
| Bhubaneswar |
ODISHA |
|
|
|
|
|
|
| Rourkela |
ODISHA |
|
|
|
|
|
|
| Amritsar |
PUNJAB |
|
|
|
|
|
|
| Chandigarh |
PUNJAB |
|
|
|
|
|
|
| Ludhiana |
PUNJAB |
|
|
|
|
|
|
| Jalandhar |
PUNJAB |
|
|
|
|
|
|
| Kota |
RAJASTHAN |
|
|
|
|
|
|
| Ajmer |
RAJASTHAN |
|
|
|
|
|
|
| Udaipur |
RAJASTHAN |
|
|
|
|
|
|
| Jaipur |
RAJASTHAN |
|
|
|
|
|
|
| Chennai |
TAMIL-NADU |
|
|
|
|
|
|
| Tiruchirappalli |
TAMIL-NADU |
|
|
|
|
|
|
| Thanjavur |
TAMIL-NADU |
|
|
|
|
|
|
| Vellore |
TAMIL-NADU |
|
|
|
|
|
|
| Coimbatore |
TAMIL-NADU |
|
|
|
|
|
|
| Thiruvananthapuram |
TAMIL-NADU |
|
|
|
|
|
|
| Thoothukudi |
TAMIL-NADU |
|
|
|
|
|
|
| Tirunelveli |
TAMIL-NADU |
|
|
|
|
|
|
| Tiruppur |
TAMIL-NADU |
|
|
|
|
|
|
| Madurai |
TAMIL-NADU |
|
|
|
|
|
|
| Erode |
TAMIL-NADU |
|
|
|
|
|
|
| Dindigul |
TAMIL-NADU |
|
|
|
|
|
|
| Salem |
TAMIL-NADU |
|
|
|
|
|
|
| Warangal |
TELENGANA |
|
|
|
|
|
|
| Dehradun |
UTARANCHAN |
|
|
|
|
|
|
| Raebareli |
Uttar Pradesh |
|
|
|
|
|
|
| Agra |
UTTAR-PRADESH |
|
|
|
|
|
|
| Lucknow |
UTTAR-PRADESH |
|
|
|
|
|
|
| Varanasi |
UTTAR-PRADESH |
|
|
|
|
|
|
| Aligarh |
UTTAR-PRADESH |
|
|
|
|
|
|
| Bareilly |
UTTAR-PRADESH |
|
|
|
|
|
|
| Kanpur |
UTTAR-PRADESH |
|
|
|
|
|
|
| Meerut |
UTTAR-PRADESH |
|
|
|
|
|
|
| Saharanpur |
UTTAR-PRADESH |
|
|
|
|
|
|
| Rampur |
UTTAR-PRADESH |
|
|
|
|
|
|
| Moradabad |
UTTAR-PRADESH |
|
|
|
|
|
|
| Prayagraj |
UTTAR-PRADESH |
|
|
|
|
|
|
| Gorakhpur |
UTTAR-PRADESH |
|
|
|
|
|
|
| Jhansi |
UTTAR-PRADESH |
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| SMART-STEPS |
|
|
| Identify
the property |
|
|
| Profilee
property- rabislistcom |
|
|
|
|
|
| Get the
Title of the property |
|
|
| Apprisal
of the property FROM CERTIFIED APPRISER |
|
|
| Acquire
the property via RABISLIST TRUST |
|
|
| AGREEMENT-BETWEEN-TRUST-SELLER/DONOR |
|
|
| GIFT
DEED FROM THE SELLER TO THE TRUST |
|
|
|
|
|
| TITLE
TRANSFER FROM SELLER TO TRUST |
|
|
| INSURANCE
TRANSFER FROM SELLER TO TRUST |
|
|
| TRANSACTIONS-BASED-ON-AGREEMENT |
|
|
|
|
|
| Flip/Spin
the Property to SMART-PROPERTY- |
|
|
| Lease/Rent/Re-sale
the property |
|
|
|
|
|
| Kiavi — Get the edge
in a shifting real estate market |
|
|
|
|
|
| BUSINESS-INFO |
|
|
| AQUIRE
THE PROPERTY |
|
|
|
|
|
| Business-registrations-RABIS-DREAM-SOLUTION-RABISLISTCOM |
|
|
| Certificate-shortform |
|
|
| Amendment |
|
|
| Annual-report |
|
|
| EIN-Certification |
|
|
| Passport |
|
|
| Address-Proof-Reg-Agent |
|
|
| Proof-Of-Funds |
|
|
| CATALOG |
|
|
| |
|
|
| RABISLIST
SMART Funding is a technology-driven private lender that
provides financing solutions for residential real estate investors |
|
|
| |
|
|
|
|
|
| Fix-and-Flip
/ Bridge Loans: |
|
|
| Short-term
loans (12 to 24 months) to help investors purchase and renovate properties |
|
|
| covering
up to 100% of rehabilitation costs |
|
|
|
|
|
| Rental
Property Financing: |
|
|
| Long-termbuy-and-hold
loan products (such as 30-year fixed options) |
|
|
| for
landlords and rental property investors |
|
|
|
|
|
| New
Construction Loans: |
|
|
| Funding
designed for ground-up or infill residential construction projects |
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
| Financing
built for the speed of real estate investing |
|
|
| Kiavi
leverages cutting-edge technology to provide fastersimpler access to the
financing you need—whether you’re flippingrentingor building your next
investment property |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| SELLER/Supplier |
|
|
| Inspection |
|
|
| Apprisal |
|
|
| Title
of the property |
|
|
| Finance/Mortgage
Documents |
|
|
| INVESTMENT-PROPERTY |
|
|
| Talk to
property owner |
|
|
| $500,000
|
|
|
| TO |
|
|
| $1,000,000
|
|
|
| Trasfer
title via GIFT DEED TO the community organization-RABISLISTCOM |
|
|
| FOR
SMART DEALS FOR TAXES |
|
|
|
|
|
| TO
SETUP COE FOR DREAM-NATIONS BUILDING VIA -SMART -SOLUTIONS on
SMART-NATION PLATFORM |
|
|
| BUILD-REMODEL-SMART-HOME-OFFICE |
|
|
| SMART-HOME-OFFICE |
|
|
| LEASE |
|
|
| PAYMENT
-LEASE-FIXED |
|
|
| $25,000+/yr |
|
|
| [Subject
to negotitation] |
|
|
| FIXED-5-10%
APR PER YEAR FOR $500K-$1 MILLION- |
|
|
| Owner/Operator-
Profit Share-30-30-30-10 |
|
|
| RE-SALE |
|
|
| $1,000,000
|
|
|
| $1
MILLION |
|
|
|
|
|
| CASH/CHEQUE |
|
|
| [Subject
to negotitations] |
|
|
| Profit
share with the Investor |
|
|
| |
|
|
| Kiavi — Get the
edge in a shifting real estate market |
|
|
|
|
|
|
|
|
| AMERICAN
DREAM |
|
|
| We are
a group of Business OwnersProfessionals in USA |
|
|
| We would like to build communities around
the world to build citiescountiesstatesnations of their dream |
|
|
| |
|
|
| The
American Dream is one of the most enduring ideas in the United States It’s
more than a slogan—it’s a belief that through hard workdeterminationand
opportunityanyone can succeed |
|
|
| For
generationsAmerica was viewed as the land where you could start with nothing
andthrough grit and initiativerise to success Nowhere else in the worldit was
believedoffered the same level of upward mobility or access to possibility |
|
|
| Unlike
most nationsthe United States was not founded on shared ethnicityreligionor
royal lineagebut on ideals |
|
|
| Margaret
Thatcher once famously said“Europe was created by history America was created
by philosophy” America’s founding was
deeply philosophical—anchored in Enlightenment principles of
libertyindividual rightsand merit It was built by people willing to take
extraordinary risks to start something entirely newunited not by bloodlines
but by belief in a better system These founding ideals—that individuals
should be free to pursue happiness and reach their potential—laid the
groundwork for what became the American Dream |
|
|
| For
most of American historyeach successive generation has experienced a higher
standard of living than the one before Rising incomesimproved health
outcomesincreased educational attainmentand access to homeownership were
consistent markers of generational progress throughout the 20th century |
|
|
| According
to the Pew Research Center84% of Americans born in 1940 earned more than
their parents did at the same ageadjusted for inflation This sense of
progress became an essential part of the Dream’s promise |
|
|
| Origins
of a Dream |
|
|
| The
phrase “American Dream” was coined by Pulitzer Prize-winning historian James
Truslow Adams in his 1931 book The Epic of America |
|
|
| Writing in the depths of the Great
DepressionAdams sought to clarify what made America unique His definition of
the Dream was: |
|
|
| “The
American Dream is that dream of a land in which life should be better and
richer and fuller for everyonewith opportunity for each according to ability
or achievement It is a difficult dream for the European upper classes to
interpret adequatelyand too many of us ourselves have grown weary and
mistrustful of it |
|
|
|
|
|
| It is not a dream of motor cars and high
wages merelybut a dream of social order in which each man and each woman
shall be able to attain to the fullest stature of which they are innately
capableand be recognized by others for what they areregardless of the
fortuitous circumstances of birth or position” |
|
|
|
|
|
| James
Truslow Adams |
|
|
|
|
|
| Adams
was influenced by the ideals of the American Founding—especially the
Declaration of Independence and the belief that “all men are created equal”
and endowed with “unalienable Rights” including “LifeLibertyand the pursuit
of Happiness” He believed America was set apart by its dedication to
opportunity over aristocracymerit over birth As historian Sarah Churchwell
notes in BeholdAmericaAdams was pushing back against a rising materialism and
sought to reclaim the moral dimension of the American experience [3] |
|
|
|
|
|
| He
emphasized that the Dream was not simply about wealthbut about the chance to
growcontributeand be recognized—to live a life of meaning and
self-determination America uniquely allowed people to escape societal
limitations and imagine a better lifenot through privilege but through
perseverance |
|
|
|
|
|
| At
its heartthe American Dream is about striving to become the best version of
yourself It’s about unlocking your potential through talenthard workand
opportunity The American Dream gave people the belief and opportunity to
reach for something greater—to not just survivebut to thrive A place where
you could build your dreams and make them a reality That spirit of ambition
and self-betterment is what has drawn millions to America’s shores and
continues to define the nation’s promise |
|
|
|
|
|
| Evolution
of the Dream |
|
|
| The
American Dream has continued to evolve; it expanded alongside the nation From
agrarian beginnings and waves of immigration to industrial mightsuburban
sprawl to Economic Super Powerthe dream evolved with every generation While
the term wasn’t coined until the 20th centurythe underlying ethos was present
in every step of America’s development |
|
|
| The lived experience for each generation
continues to changehere are some of the changes: |
|
|
| Post-War
Boom (1945–1965): |
|
|
| The
US economy boomed post WWIIand a new middle class emerged Government programs
like the GI Bill provided millions of veterans with home loans and access to
higher education Median household income rose from about $3,300 in 1950
(about $36,000 today) to $6,900 in 1970 (about $54,000 today) [4] The average
home cost just 22x the median income |
|
|
| College tuition at public universities was
typically under $1,000 annually Healthcare costs were modest—just 45% of GDP
in 1960 [5] The dream of a comfortable life expanded for a large number of
Americans |
|
|
| The
Dream Today |
|
|
| The
belief in the American Dream still resonates todaythough how people define
continues to evolve For someit’s still about homeownership and a stable job
and more material means |
|
|
| For
othersit’s about freedom of choiceliving with dignityand having the
opportunity to pursue what matters most to them Despite economic
uncertaintythe idea remains a powerful motivator |
|
|
| Some say
the Dream is deadthat upward mobility and improving quality of life are
fading and studies show that only 50% of Americans born in 1980 earn more
than their parents at the same age compared to 90% in 1940 |
|
|
|
|
|
| “The
American Dream is not deadbut it is on life support—especially for those
outside the upper classes” |
|
|
|
|
|
| While
Pew Research shows only 37% of Americans believe the next generation will be
better off than the last the US continues to offer unmatched opportunity in
many areas |
|
|
|
|
|
|
|
|
| America leads not only in techbiotechgreen
energyand educationbut also in innovationentrepreneurshipcultural
influencescientific researchand capital and financial markets |
|
|
| From arts and entertainment to global
philanthropythe US provides a platform for people to make a global impact The
promise of the Dream—to reach one’s full potential regardless of
background—still existsthough it may be harder to attain than before |
|
|
| Keeping
the Dream Alive |
|
|
| The
American Dream was never meant to be a finished product; it has always been a
work in progress We’re currently faced with many challenges including more
than 20 years of structural budget deficitshistoric national debtballooning
interest payments on the debtrapidly rising healthcare costsexploding student
debtinflation and stagnating wagesgreater global competition and AI and
Climate Change clouds on the horizon |
|
|
| So preserving the Dream for future Americans
will take a commitmentin something we pass to future generations as our
parents did for us The Dream was built not just for the comfort of the
present generationbut for the benefit of those to come That principle demands
foresightdisciplineand sometimessacrifice |
|
|
| To
preserve and strengthen the Dreamwe must make conscious choices today
Government Financial Literacy can help us better understand those
choices—whether it’s how we fund educationinvest in infrastructurestructure
taxesand how we manage debtsdeficits and other obligations |
|
|
| A more informed public can help steer policy
toward long-term prosperitynot just short-term gain |
|
|
| We must
recognize that preserving the Dream may require adjusting our
expectationsrethinking what success looks likeand ensuring opportunity is not
limited to the privileged few |
|
|
| If we
value a society where hard work and character matter more than birth or
connectionswe have to build and protect the institutions that make that
possible |
|
|
|
|
|
| |
|
|
| 1970s–1980s:
Inflation and Transition |
|
|
| From
1973 to 1982inflation averaged nearly 9% per year Median home prices rose
from $24,000 in 1970 to $64,600 in 1980 [6] Real wages stagnated Healthcare
spending grew rapidlyreaching 88% of GDP by 1980 [5] Dual-income households
became the norm |
|
|
|
|
|
| Household
Cost Pie (1980s) |
|
|
|
|
|
|
|
|
| 1990s–2000s:
Growth with a Cost |
|
|
| The
tech boom and globalization expanded the economy but introduced volatility
and expanding wealth disparities College tuition at public universities hit
$3,800 in 1990 Median home prices reached $120,000 By 2007student loan debt
averaged $18,000 Healthcare spending rose to 166% of GDP [5] |
|
|
|
|
|
| Household
Cost Pie (2000s) |
|
|
|
|
|
|
|
|
| 2010s–Today:
Uneven Recovery and New Uncertainty |
|
|
| Following
the Great Recessioneconomic growth returnedbut unevenly In 2023average
student loan debt exceeded $37,000 Homeownership among under-35s dropped
below 40% [7] Median rent in urban areas surpassed $2,000/month Real wages
rose only 5% from 2000 to 2020 [8] Inflation from 2021 to 2023 echoed 1980s
highs |
|
|
|
|
|
| Household
Cost Pie (2020s) |
|
|
|
|
|
|
|
|
| The
composition of Household Expenditures continues to evolve with
HousingHealthcareStudent Debtand Taxes taking larger portions of
expensesreducing Other expenditures including Discretionary spending all of
which can alter sentiment |
|
|
|
|
|
| Rising
Costs of Government |
|
|
| The
cost of the Federal Government continues to rise from less than 3% in 1929 to
a peak of 30% during the COVID pandemic to roughly a quarter of the GDP today |
|
|
| Model |
|
|
| ARBNB |
|
|
| OYOcom |
|
|
| HOTELSCOM |
|
|
| TRAVELOCITYCOM |
|
|
| PRICELINECOM |
|
|
| MAKEMYTRIPCOM |
|
|
| |
|
|
| AMERICAN
DREAM |
|
|
| CATALOG |
|
|
| HEALTH |
|
|
| WEALTH |
|
|
|
|
|
| EDUCATION |
|
|
| TRAIN4JOBS |
|
|
| INTERNSHIP |
|
|
|
|
|
| JOBS |
|
|
| BUSINESS |
|
|
| GIGS |
|
|
|
|
|
| SECURITY |
|
|
| SPIRITUAL |
|
|
| COMMUNITY |
|
|
| GOVT |
|
|
|
|
|
| COMM |
|
|
| CITY |
|
|
| COUNTY |
|
|
| STATE |
|
|
| NATION |
|
|
|
|
|
| UNITED-NATION |
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
| 100
STATES |
|
|
| AFRICA-1 |
|
|
| AFRICA-2 |
|
|
| AMERICA-1 |
|
|
| AMERICA-2 |
|
|
| AUSTRALIA -1 |
|
|
| AUSTRALIA -2 |
|
|
| CHINA-1 |
|
|
| CHINA-2 |
|
|
| EUROPE-1 |
|
|
| EUROPE-2 |
|
|
| INDIA-1 |
|
|
| INDIA-2 |
|
|
| RUSSIA-1 |
|
|
| RUSSIA-2 |
|
|
|
|
|
| PORTFOLIO-PURCHASE |
|
|
| A real
estate portfolio purchase involves buying multiple properties at the same
time from a single seller or institution |
|
|
| Key
Benefits |
|
|
| Scale
quickly: |
|
|
| Acquire
dozens or hundreds of units in one transaction instead of buying properties
one by one |
|
|
| Instant
cash flow: |
|
|
| Properties often come pre-leased with active
tenantsgenerating revenue from day one |
|
|
| Discounted
pricing: |
|
|
| Sellers
may offer a bulk discount compared to buying each asset individually |
|
|
| Streamlined
management: |
|
|
| Existing operationsleasesand property
management systems may already be in place |
|
|
| Main
Risks |
|
|
| Higher
capital requirements: |
|
|
| Large
lump sums or substantial commercial financing are usually required |
|
|
| Deferred
maintenance: |
|
|
| Buying
in bulk means inheriting any existing repair or structural problems across
multiple sites |
|
|
|
|
|
| Recent
Market ActivitySenior |
|
|
| Complex
due diligence: |
|
|
| Inspecting
roofsfoundationslease agreementsand local zoning laws for multiple buildings
takes significant time |
|
|
| Housing: |
|
|
| Major institutional players continue to
expand; for exampleAmerican Healthcare REIT completed a $572 million
acquisition of a senior housing portfolio from Kensington Senior Living |
|
|
| Student
Housing: |
|
|
| Joint
ventures like The Scion Group and Ares Management recently acquired a $435
million student housing portfolio across Sun Belt university markets |
|
|
| How
We Buy Houses |
|
|
| BUYING
PROPERTIES |
|
|
| STEPS |
|
|
|
|
|
| Sell
Your House As-Is For Cash With Clear Path House Buyers |
|
|
|
|
|
|
|
|
| We make
no-nonsense cash offers based on real investor numbers |
|
|
| No
agents |
|
|
| No
repairs |
|
|
| No
fees |
|
|
| Just a
simple offer that works |
|
|
|
|
|
| We buy
in: PANYNJDE |
|
|
|
|
|
| Pre-foreclosure
or tax delinquency |
|
|
|
|
|
| Inherited
property / probate |
|
|
| Landlord
burnout |
|
|
| Repairs
needed |
|
|
| Divorcejob
lossor relocation |
|
|
|
|
|
| We
started this business because we saw that homeowners in difficult or
time-sensitive situations needed a simplereliable way to sell without the
stress of |
|
|
| a
traditional listing |
|
|
|
|
|
| Whether
you’re dealing with a distressed propertyrepairsproblem tenantsforeclosure
concernsdivorcerelocationan inherited homeor simply need to sell quicklywe
can provide a fair cash offer and help you move forward with confidence |
|
|
|
|
|
| Our
goal is to make the process simple: sell your property as-ischoose a timeline
that works for youavoid unnecessary delaysand get a cash offer you can feel
informed about All while making the process quicksimple and stress-free |
|
|
|
|
|
| There’s
no property too distressedno situation too challengingno obstacle in selling
that we haven’t seen before and haven’t been able to help the homeowners that
we’ve worked with be able to achieve their goals in selling |
|
|
|
|
|
| Whether
you’re set on selling ASAP or are on the fence and just want to get an idea
what all of your options are so that you can make a more informed
decisionlet’s chat and see how we can help! |
|
|
|
|
|
| Why
selling to Clear Path House Buyers is better |
|
|
| Selling
to Clear Path House Buyers VS Traditional Home Sale |
|
|
|
|
|
| Selling
to Clear Path House Buyers |
|
|
|
|
|
| Competitive
cash offer in 24 hours |
|
|
| Choose
any close date from 10-60 days |
|
|
| No
listingprep work or showings |
|
|
| Skip
the repair work |
|
|
| Traditional
Home Sale |
|
|
| Hours
of prep work and home showings |
|
|
| Manage
repairs yourself |
|
|
| Risk of
buyer financing fall-through |
|
|
| Uncertain
closing timeline |
|
|
|
|
|
|
|
|
|
|
|
| Reasons
Homeowners Sell |
|
|
|
|
|
|
|
|
|
|
|
| Want to
Sell My House Fast |
|
|
| Sell
your house ASAPquickest way to sell your home as is for cash We are fast cash
house buyers |
|
|
|
|
|
|
|
|
| Avoid
Costly Repairs |
|
|
| We buy
houses in any condition We buy any home as isno need for repairs We purchase
distressedugly houses & fixer uppers |
|
|
|
|
|
|
|
|
| Inherited
Property |
|
|
| We buy
any housewhether inheritedselling a house with tenantsor probate Sell your
property fast to a local house buyer near you |
|
|
|
|
|
|
|
|
| Avoid
Foreclosure |
|
|
| Sell
your home quickly to a local house investor and avoid foreclosure We are
local property buyers and real estate investors #1 Local "sell my house
cash" company |
|
|
| Markets
We Buy In |
|
|
| We’re
currently buying in: |
|
|
| Pennsylvania: |
|
|
| MontgomeryBucksChesterDelawareLehighNorthamptonLebanonBerksLancaster
county |
|
|
| New
York: |
|
|
| WestchesterOrangeDutchessRocklandPutnam
county |
|
|
| New
Jersey: |
|
|
| SussexMorrisPassaicBergenHunterdonWarrenOceanMonmouthSomersetEssexUnionMiddlesex
county |
|
|
| Delaware: |
|
|
| New
Castle county |
|
|
| ALL
Right Reserved Copyright 2026 Clear Path House Buyers LLC Privacy Policy
Terms and Conditions |
|
|
| (877)
731-4857 |
|
|
| How We
Buy Houses |
|
|
| https://offerclearpathhousebuyerscom/ |
|
|
| At
Clear Path House Buyers LLCwe make it simple to sell your house as-is without
repairsagent feesor long waiting periods Our process is straightforward: tell
us about your propertyreceive a fair cash offerand choose the closing date
that works best for your timeline |
|
|
|
|
|
|
|
|
| How Our
Cash Home Buying Process Works |
|
|
| Wondering
how we buy houses? At Clear Path House Buyerswe make the process simple for
homeowners who want to sell their house as-is without
repairsagentscommissionsor long waiting periods Instead of dealing with
listingsshowingsinspectionsand financing delaysyou can work directly with a
local cash home buyer and choose a timeline that works for you |
|
|
| |
|
|
| Step 1:
Tell Us About the House You Want to Sell |
|
|
| The
first step is easy You provide basic details about your propertyincluding: |
|
|
|
|
|
| The address |
|
|
| Current condition |
|
|
| Occupancy status |
|
|
| Your timeline |
|
|
| Contact information |
|
|
|
|
|
| You
don’t need to prepare the home or make repairs before reaching out We
purchase properties in their current condition |
|
|
|
|
|
| Once we
receive your informationwe begin reviewing the property and surrounding
market data |
|
|
| |
|
|
| Step 2:
We Review the Property and Local Market |
|
|
| After
receiving your detailswe evaluate several important factors: |
|
|
|
|
|
| Recent comparable sales in your area |
|
|
| Current real estate market conditions |
|
|
| Estimated repair or renovation costs |
|
|
| Property size and layout |
|
|
| Neighborhood demand |
|
|
|
|
|
| Our
goal is to determine a fair purchase price based on real numbers — not
guesswork |
|
|
|
|
|
| Unlike
traditional buyerswe are not relying on bank financing That allows us to move
faster and provide more certainty in the transaction |
|
|
|
|
|
| Step 3:
Receive a No-Obligation Cash Offer |
|
|
| Once
our review is completewe present you with a clear and straightforward offer |
|
|
|
|
|
| There
is no obligation to accept |
|
|
|
|
|
| We
encourage homeowners to review the offer carefully and compare it with other
options Selling directly for cash may not be the right solution for everyone
— but for manythe certainty and speed make it worthwhile |
|
|
|
|
|
| We are
always happy to answer questions about how the offer was calculated |
|
|
|
|
|
| Step 4:
Choose Your Closing Date |
|
|
| If you
decide to move forwardwe coordinate with a licensed title company or closing
attorney (depending on your state) |
|
|
|
|
|
| The
title company will: |
|
|
|
|
|
| Conduct a title search |
|
|
| Prepare closing documents |
|
|
| Coordinate signatures |
|
|
| Ensure proper transfer of funds |
|
|
|
|
|
| We can
often close in as little as 7–14 days However, |
|
|
| if you need additional timewe work to
accommodate your schedule whenever possible |
|
|
| What
Makes This Process Different? |
|
|
| Traditional
real estate sales involve multiple layers of uncertainty: |
|
|
|
|
|
| Buyers may request repair credits |
|
|
| Appraisals may come in lower than expected |
|
|
| Financing can fall through |
|
|
| Inspections can delay or cancel deals |
|
|
|
|
|
| When
selling directlymany of those risks are eliminated |
|
|
|
|
|
| There
are no lender-required appraisalsno financing contingenciesand no extended
marketing periods |
|
|
|
|
|
| This
streamlined approach provides clarity and predictability |
|
|
|
|
|
| Selling
As-Is: What That Really Means |
|
|
| Many
homeowners assume they must fix everything before selling In realitywe
regularly purchase homes that need: |
|
|
|
|
|
| Roofing repairs |
|
|
| Foundation work |
|
|
| Plumbing or electrical updates |
|
|
| Cosmetic renovations |
|
|
| Code violation corrections |
|
|
| Major clean-outs |
|
|
|
|
|
| You are
not required to invest additional money before selling |
|
|
|
|
|
| Selling
as-is simply means we account for repairs in our evaluation instead of asking
you to complete them beforehand |
|
|
|
|
|
| Who
Typically Benefits from a Direct Sale? |
|
|
| While
every situation is differenthomeowners often choose this route when: |
|
|
|
|
|
| Facing foreclosure or financial hardship |
|
|
| Managing inherited property |
|
|
| Relocating for employment |
|
|
| Handling divorce or separation |
|
|
| Dealing with tenant issues |
|
|
| Owning vacant or distressed properties |
|
|
|
|
|
| In
these casesspeed and certainty can outweigh maximizing every dollar through a
traditional listing |
|
|
|
|
|
| Transparency
Throughout the Process |
|
|
| We
believe homeowners should understand each step before signing anything |
|
|
|
|
|
| That
includes: |
|
|
|
|
|
| How the offer was calculated |
|
|
| What closing costs are involved |
|
|
| When funds are disbursed |
|
|
| What happens if title issues arise |
|
|
|
|
|
| Our
goal is not to pressurebut to provide a clear option |
|
|
|
|
|
| Comparing
Direct Sale vs Listing |
|
|
| When
listing with an agentyou may experience: |
|
|
|
|
|
| Preparation costs |
|
|
| Staging expenses |
|
|
| Multiple showings |
|
|
| Commission fees |
|
|
| Extended timelines |
|
|
|
|
|
| A
direct sale simplifies the process by removing many of these variables |
|
|
|
|
|
| Both
options have pros and cons The right choice depends on your timelineproperty
conditionand personal goals |
|
|
|
|
|
| overhead
view of suburban neighborhood on a sunny day |
|
|
| Contact
us today |
|
|
|
|
|
| |
|
|
| Customers |
|
|
| |
|
|
| HEALTHCARE |
|
|
| Health
is wealth" means physical and mental well-being is more valuable than
money because you cannot enjoy financial success without a sound body and
mind |
|
|
|
|
|
|
|
|
| Why
Health Matters Most |
|
|
|
|
|
| Enjoyment: |
|
|
| Money
buys comfortbut only good health lets you experience and enjoy it |
|
|
| Savings: |
|
|
| Staying
well lowers medical bills and doctor visits |
|
|
| Energy: |
|
|
| Good
physical condition brings high productivity and daily focus |
|
|
| Simple
Ways to Invest in Health |
|
|
| Eat
clean: |
|
|
| Choose
whole foodsfresh vegetablesand clean water |
|
|
| Move
daily: |
|
|
| Simple
walking or stretching keeps joints and muscles strong |
|
|
| Rest
well: |
|
|
| Good
sleep repairs the brain and body |
|
|
| BUYERS/INVESTORS |
|
|
| CUSTOMER-SELLERS-OWNERS-OF
PROPERTIES |
|
|
| Selling
a House Shouldn’t |
|
|
| Feel
Overwhelming |
|
|
| If
you’re like most homeowners we helpyou’re probably dealing with one or more
of these: |
|
|
| House
needs repairsbut you can’t afford to fix it |
|
|
| Don’t
want to pay high agent commissions |
|
|
| House is
sitting vacantand the mortgage is piling up |
|
|
| You’re
behind on payments or facing foreclosure |
|
|
| You want
a fastfairand honest solution |
|
|
| What
Most Homeowners |
|
|
| Think Is
Holding Them Back |
|
|
| Our
simple cash offer process is designed to give you back controlremove the
burdenand put cash in your hands — fast |
|
|
| Skip the
hassle of repairscleanoutsand agents |
|
|
| No
hidden fees No last-minute surprises Just real solutions |
|
|
| Step 1 |
|
|
| Fill out
a quick form—it |
|
|
| takes 60
seconds |
|
|
| Step 2 |
|
|
| We’ll
present you with multiple |
|
|
| offers
(cashlistor payments) |
|
|
| Step 3 |
|
|
| Accept
the offer and choose |
|
|
| your
closing date |
|
|
| Meet
B&D Capital Investments LLC |
|
|
| We
started this company because I saw how many good people in Manalapan were
stuck with unwanted homes and no easy way out My mission is simple: help
homeowners like you get a fresh start—fairlyhonestlyand fast We’re not real
estate agents We’re local buyers who care about doing right by our neighbors |
|
|
| Whether
you’re going through a tough timeinherited a houseor just want out fast—we’re
here to help We treat you like familynot like a number |
|
|
| Will I
need to clean or fix anything before selling? |
|
|
| No You
don’t need to cleanrepairrenovateor update anything at all We buy properties
as-isin their current condition You can leave behind unwanted
itemsfurnitureor debris—we’ll take care of it after closing |
|
|
| How fast
can you really close? |
|
|
| We can
close as quickly as 7–14 days if needed If you want more timewe’re flexible
and can close on your timelinewhether that’s a few weeks or a few months |
|
|
| Are
there any fees or costs I need to pay? |
|
|
| No There
are no commissionsno agent feesand no hidden costs We cover normal closing
costsso the offer you receive is the amount you take home |
|
|
| What
types of situations can you help with? |
|
|
| We help
homeowners in many situationsincluding: |
|
|
| Inherited
or probate properties |
|
|
| Foreclosure
or behind on payments |
|
|
| Vacant
or distressed homes |
|
|
| Costly
repairs or major updates needed |
|
|
| Divorce
or separation |
|
|
| Job
relocation or financial hardship |
|
|
| Tired
landlords or tenant issues |
|
|
| Sell
Fast for Cash |
|
|
| No
repairs No showings Just a fair cash offer and a quick closing Done |
|
|
| Fast
Cash Offer |
|
|
| Want the
most for your house without all the fees? Get a competitive offer within 24
hours and close fast |
|
|
| Zero
Fees |
|
|
| No agent
commissions No hidden charges You keep more money |
|
|
| REAL-ESTATE-INVESTMENT-TRUST |
|
|
| REIT |
|
|
| A Real
Estate Investment Trust (REIT) is a company that ownsoperatesor finances
income-producing real estate across property sectors like
apartmentsofficesand warehouses |
|
|
| How
REITs Work |
|
|
| Income
Generation: |
|
|
| REITs
make money primarily by leasing space and collecting rent on propertiesor by
earning interest on real estate loans and mortgages |
|
|
| |
|
|
| The 90%
Rule: |
|
|
| Structure:
Most are structured as corporations that avoid corporate-level income taxes
by paying out nearly all income to investors |
|
|
| To
maintain their special tax statusREITs must distribute at least 90% of their
taxable income to shareholders annually as dividends |
|
|
| Main |
|
|
| Types
of REITs |
|
|
| Equity
REITs: |
|
|
| Own and
operate physicalincome-generating buildings and properties |
|
|
| Mortgage
REITs (mREITs): |
|
|
| Provide
financing for real estate by purchasing or originating mortgages and
mortgage-backed securities |
|
|
| Public
vs Private: |
|
|
| Publicly
traded REITs list on major stock exchanges for high liquiditywhile non-listed
and private REITs do not trade publicly and have limited liquidity |
|
|
| Benefits
and Risks |
|
|
| Pros: |
|
|
| Provide
regular dividend incomeportfolio diversificationand high liquidity compared
to buying physical property |
|
|
| Cons: |
|
|
| Dividends
are often taxed at ordinary income tax rates rather than lower capital gains
ratesand share prices can fluctuate daily based on broader stock market
conditions |
|
|
| TYPES
OF PROPERTIES |
|
|
| Studio |
|
|
| 1 bed-1
Bath |
|
|
| 2 bed-2
Bath |
|
|
| 3 bed-3
Bath |
|
|
| 4 bed-4
Bath |
|
|
| 5 bed-5
Bath |
|
|
| 6 bed-5
Bath |
|
|
| Apartments |
|
|
| Condos |
|
|
| Manufactured
Home |
|
|
| Mobil-Home |
|
|
| Multi-Family |
|
|
| Single-Family |
|
|
| Townhome |
|
|
| Hotels/Motels |
|
|
| We do
protfolio Purchase |
|
|
| Selling
100 Properties at a Time |
|
|
| For
Better Business Opportunites |
|
|
| John-Investor |
|
|
| 917-642-0475 |
|
|
| BND
Capital is a UK-based investment management firm managing funds for
individual investors through a unique and robust investment framework |
|
|
| BND
Capital was founded by Guillaume Dumontthe firms head of trading in 2012as a
collection of market analysts and traders offering investment services
privately to institutional investors in the City of London |
|
|
| Later
in 2016 we started publicly offering investment services to individual
investors globallyand have been successful in delivering value to our
investors through capital preservation and superior investment returns since
then |
|
|
| BND
Capital has a deep rooted and well qualified team of investment professionals
with a primary focus on superior performance The firms main areas of
expertise include high frequency trading and institutional lending |
|
|
| Visit
https://bndcapital to learn more about BND Capital or contact us at
info@bndcapital |
|
|
| GOVERNMENT |
|
|
| USA-NJ-CARTRET |
|
|
| The
Municipal Clerk’s Office is entrusted with many important and diverse duties
offering varying services to the public |
|
|
| Assists
public on a daily basis |
|
|
| Secretary
to the Governing Body – |
|
|
| responsible
for agendasminutesordinancesresolutions and legal ads Attests signatures of
municipal officers and officials Maintains receipt of legal documents |
|
|
| Secretary
to the Municipal Corporation – |
|
|
| responsible for municipal
sealdeedsbondscontractsoaths of officearchival records and attends all
meetings of the Governing Body |
|
|
| Chief
Administrative Officer for all elections and Chief Registrar of Voter
Registration – New RegistrationName and Address changesAbsentee Ballot
Applications and Political Party Affiliation Declaration Forms |
|
|
| Administrative
Officer for acceptance and issuance of the following applications for
licensespermits and general information |
|
|
| As the
liaison and appointing authority for the New Jersey Department of
Personnelall personnel records are maintained at the Clerk’s Office |
|
|
| Coordinator
and Records Manager: |
|
|
| Public records may be reviewed and/or copied
after filling out an Open Public Records Act (OPRA) form |
|
|
| In additionthe office processes employment
applicationspension enrollmentspension loans and beneficiary changes |
|
|
| Department
Head / Staff Information |
|
|
| Municipal
Clerk |
|
|
| Carmela
Pogorzelski – 732-541-3802 |
|
|
| Clerk
Typist |
|
|
| Jennifer
Otero – 732-541-3803 |
|
|
| 2026
Council Meeting Schedule |
|
|
| USA-NJ |
|
|
| List of
All 21 Counties |
|
|
| Atlantic
County |
|
|
| Bergen
County |
|
|
| Burlington
County |
|
|
| Camden
County |
|
|
| Cape May
County |
|
|
| Cumberland
County |
|
|
| Essex
County |
|
|
| Gloucester
County |
|
|
| Hudson
County |
|
|
| Hunterdon
County |
|
|
| Mercer
County |
|
|
| Middlesex
County |
|
|
| Monmouth
County |
|
|
| Morris
County |
|
|
| Ocean
County |
|
|
| Passaic
County |
|
|
| Salem
County |
|
|
| Somerset
County |
|
|
| Sussex
County |
|
|
| Union
County |
|
|
| Warren
County |
|
|
| Largest
by size: |
|
|
| Burlington
County (8191 square miles) |
|
|
| Smallest
by size: |
|
|
| Hudson
County (under 50 square miles) |
|
|
| Most
populous: |
|
|
| Bergen
County (nearly 1 million residents) |
|
|
| Least
populous: |
|
|
| First
established: |
|
|
| Essex
County (1681) |
|
|
| Last
established: |
|
|
| Union
County (1857) |
|
|
| USA-NJ-MIDDLESEX |
|
|
| Carteret |
|
|
| Cranbury |
|
|
| Dunellen |
|
|
| East
Brunswick |
|
|
| Edison |
|
|
| Helmetta |
|
|
| Highland
Park |
|
|
| Jamesburg |
|
|
| Metuchen |
|
|
| Middlesex
Borough |
|
|
| Milltown |
|
|
| Monroe
Township |
|
|
| New
Brunswick (County Seat) |
|
|
| North
Brunswick |
|
|
| Old
Bridge |
|
|
| Perth
Amboy |
|
|
| Piscataway |
|
|
| Plainsboro |
|
|
| Sayreville |
|
|
| South
Amboy |
|
|
| South
Brunswick |
|
|
| South
Plainfield |
|
|
| South
River |
|
|
| Spotswood |
|
|
| Woodbridge |
|
|
| EVENTS |
|
|
| STAR-SPRINGLER |
|
|
| One World Trade Center - Wikipedia |
|
|
| Goron Ki Na Kalon Ki | Master Chhotu | Baby Pinky | Disco
Dancer | Bollywood Songs - YouTube |
|
|
| REPUBLIC DAY |
|
|
| USA-NJ-MIDDLESEX-EDISON |
|
|
| EdisonNew
Jersey is most famous as the home of Thomas Edison's historic Menlo Park
laboratorywhere he invented the phonograph and perfected the practical
incandescent light bulb |
|
|
| Thomas
Edison and Menlo Park |
|
|
| The
Invention Factory: |
|
|
| In
1876Thomas Edison set up his research facility in what was then Raritan
Township |
|
|
| Major
Inventions: |
|
|
| He
created the phonograph and developed a commercially viable electric light
bulb filament while working hereearning the nickname "The Wizard of
Menlo Park" |
|
|
| Name
Change: |
|
|
| The
municipality officially changed its name from Raritan Township to Edison in
1954 to honor the inventor |
|
|
| The
Thomas Edison Center at Menlo Park preserves this history |
|
|
| Cultural
Hub: |
|
|
| Edison
and neighboring Iselin feature a stretch along Oak Tree Road widely known as
one of the largest "Little India" commercial hubs in the United
States |
|
|
| Shopping
and Dining: |
|
|
| The
corridor houses hundreds of South Asian restaurantsgrocery storesclothing
boutiquesand jewelry shops that draw visitors from across the East Coast |
|
|
| Modern
Suburb and Location |
|
|
| Commuter
Access: |
|
|
| Located
in Middlesex CountyEdison covers 32 square miles and serves as a major
residential and commercial suburb with direct rail access to New York City
via NJ Transit |
|
|
| High
Quality of Life: |
|
|
| Publications
and regional reports frequently rank the township as one of the most livable
and safest suburban communities in New Jerseydriven by strong public schools
and a thriving business climate |
|
|
| Replica
of Edison's lab where he invented the first commercially practical light
bulb |
|
|
| Henry
FordEdison's longtime friendbuiltEdison TownshipNJAbout Edison - About the
TownshipEdison |
|
|
| New
Jersey is a 32-square-mile township with over 100,000 residents |
|
|
| It's
home to Thomas Alva Edison's Menlo Park laborato |
|
|
| Brandon
J BroderickAttorney At LawHistory of EdisonNew Jersey | Brandon J
BroderickHistory of EdisonNew Jersey * EDISON TODAY From its meager
beginnings when its population numbered around 3500Edison in the 21Show
all |
|
|
| USA-NJ-MIDDLESEX-PISCATAWAY |
|
|
| PiscatawayNew
Jersey is famous for being one of the oldest municipalities in the state and
a major hub for Rutgers University |
|
|
| Rich
History |
|
|
| Early
Founding: Settled in 1666it is the fifth-oldest municipality in New
Jerseynamed after PiscataquaNew Hampshireby early pioneers |
|
|
| General
George Washington's troops gathered here after the Battle of Monmouth |
|
|
| leading
to the first official national Fourth of July celebration decreed in
1778 |
|
|
| Camp
Kilmer: During World War IIthis massive army staging area processed over 25
million soldiers heading to and returning from Europe |
|
|
| It
later sheltered thousands of refugees from the 1956 Hungarian Revolution |
|
|
| Higher
Education and Sports |
|
|
| Rutgers
University Campuses: |
|
|
| Large
portions of the town house the Busch and Livingston campuses of Rutgers
University |
|
|
| alongside
hundreds of university buildings |
|
|
| Big Ten
Athletics: |
|
|
| The
township hosts SHI Stadium for Rutgers football and Jersey Mike's Arena for
basketball |
|
|
| Culture |
|
|
| Historic
Sites: |
|
|
| Visitors
explore the Cornelius Low House Middlesex County Museum and the preserved
buildings at the East Jersey Old Town Village |
|
|
| Highland
ParkNew Jersey is famous for being a vibrantdiverseand walkable small borough
with a rich industrial historyincluding serving as the birthplace of the
Band-Aid |
|
|
| Key
Reasons for Its Fame and Identity |
|
|
| Historical
Birthplace: |
|
|
| The
borough was an industrial hub in the 19th and 20th centuries and is famously
where the Band-Aid was invented and produced by Johnson & Johnson |
|
|
| Proximity
to Rutgers and NYC: |
|
|
| Located
right across the Raritan River from Rutgers University (New Brunswick
campus)it attracts many studentsprofessorsand professionals while remaining a
convenient commuter town for New York City and Philadelphia |
|
|
| Walkable
Downtown & Culture: |
|
|
| Raritan
Avenue features a bustlinggeneration-old collection of mom-and-pop shops |
|
|
| diverse
international restaurantsand a lively local arts scene |
|
|
| Progressive
and Green Initiatives: |
|
|
| It
gained recognition as the first municipality in New Jersey to contract a home
performance energy-saving program for residents and the state's first
registered Heart Safe community |
|
|
| Recreation: |
|
|
| The
town borders the scenic Donaldson Parkan 81-acre riverside space popular for
its boat rampsdog parksand sports facilities |
|
|
| Industrial
development in the 19th and 20th centuries included such businesses as a
brewery |
|
|
| Johnson
& JohnsonThMiddlesex County NJ (gov)Donaldson Park | |
|
|
| Facility
Directory Multi |
|
|
| Sitting
on the Raritan River in the Borough of Highland Parkyou will find our 81 acre
Donaldson Park |
|
|
| South
PlainfieldNew Jerseyis famous for its aviation history at Hadley Fieldits
annual Labor Day Paradeand its role in early American history |
|
|
| Aviation
History at Hadley Field |
|
|
| First
Night Airmail: |
|
|
| Hadley
Fieldbuilt in 1925made aviation history by hosting the first-ever night
airmail flights for the US |
|
|
| Postal
Service |
|
|
| Testing
Ground: |
|
|
| Experimental
planes and helicopters from Bendix Aviation were tested at the airfield |
|
|
| Local
Landmarks and Community Events |
|
|
| Labor
Day Parade |
|
|
| The
borough is widely known for hosting a largepopular annual Labor Day Parade
that draws crowds from across the region |
|
|
| USA-NJ-WOODBRIDGE |
|
|
| WoodbridgeNew
Jersey is famous for being the oldest chartered township in the statea
historic industrial clay-mining huband a major modern transit and shopping
crossroads |
|
|
| Rich
History and Early |
|
|
| Firsts |
|
|
| Oldest
Township: |
|
|
| Settled
in 1665 and officially chartered on June 11669making it one of New Jersey's
earliest and most historically significant municipalities |
|
|
| Brick
and Clay Industry: |
|
|
| During
the 19th and early 20th centuriesit was a massive global producer of fire
bricksceramic productsand structural clay |
|
|
| Historical
Landmarks: |
|
|
| Home to
the Barron Arts Center (built in 1877) and the vintage Jonathan Dunham House
dating back to the late 1600s |
|
|
| Modern
Significance and LandmarksWoodbridge Center Mall: One of the largest indoor
shopping centers in |
|
|
| New
Jersey |
|
|
| The
"Ten Small Towns" Slogan: |
|
|
| Known
for its unique makeup of ten distinct communities—including IselinColoniaand
Avenel—summarized by the motto |
|
|
| Ten
small townsone great community |
|
|
| Transportation
Hub: |
|
|
| Acts as
a major transit crossroads in Middlesex County with multiple rail stations
and easy access to both the New Jersey Turnpike and Garden State Parkway |
|
|
| MetuchenNew
Jerseyis famous for its vibrant walkable downtownits historic nickname
"The Brainy Borough," and its recognition as one of the best and
most desirable places to live in the United States |
|
|
| The
Brainy Borough |
|
|
| Historical
roots: Metuchen earned the nickname "The Brainy Borough" because
its direct rail access to New York City and Rutgers University attracted
generations of artistswritersand educatorsTop education: The reputation is
reinforced by high-performing local public schools that have earned
prestigious Blue Ribbon honors Award-Winning Downtown |
|
|
| Great
American Main Street: Downtown Metuchen won the prestigious Great American
Main Street Award for its incredible economic turnaround and thriving
commercial district |
|
|
| Local
businesses: |
|
|
| The
compacttwo-block Main Street area features independent boutiquespopular local
eateriesand a lively town plaza that hosts seasonal events like the Metuchen
Farmers' Market |
|
|
| Ideal
Commuter Location |
|
|
| Transit
access: |
|
|
| Located
completely inside Middlesex County and surrounded by Edison |
|
|
| Metuchen
operates as a classic commuter town with direct NJ Transit rail service to
New York City |
|
|
| National
recognition: |
|
|
| Outlets
like Money Magazine have named Metuchen one of the best places to live in New
Jersey and the countryhighlighting its small-town charm paired with modern
convenience |
|
|
| About
Metuchen - Metuchen NJ |
|
|
| Named
after a local Lenni-Lenape leaderChief Matouchin |
|
|
| Metuchen
has grown around its thriving downtown and train station for ne |
|
|
| is a
suburban borough in Middlesex County in the US state of New Jersey |
|
|
| The
borough is a com |
|
|
| Central
New Jersey NewsMetuchen named among most envied middle-class towns in US |
|
|
| Metuchen
named among most envied middle-class towns in US |
|
|
| For
many Americansthe ideal lifestyle isn't about extreme wealth Show all |
|
|
| USA-NJ-COLONIA |
|
|
| ColoniaNew
Jersey gained national attention in 2022 due to a widely publicized
investigation into a suspected cancer cluster at Colonia High School |
|
|
| The
Colonia High School Investigation |
|
|
| The
Whistleblower: |
|
|
| Al
Lupianoan environmental scientist and Colonia High School graduate |
|
|
| realized
hehis late wifeand his sister all had rare primary brain tumors |
|
|
| The
Numbers: |
|
|
| After
posting on social mediaLupiano compiled a list of over 100 former students
and staff diagnosed with brain tumors and other rare cancers spanning
graduation years from the 1970s to the late 1990s |
|
|
| The
Official Findings: |
|
|
| State
and local officialsincluding the New Jersey Department of Environmental
Protection |
|
|
| conducted
extensive radiological and environmental testing at the school |
|
|
| Officials
ultimately stated they found no evidence of environmental hazardsradiationor
a statistically verified cancer cluster tied to the buildingthough
independent local testing by concerned scientists continued to raise
questions |
|
|
| Town
Background and History |
|
|
| Location: |
|
|
| Colonia
is a section of Woodbridge Township in Middlesex Countyroughly 30 miles south
of New York City |
|
|
| Name
Origin: |
|
|
| The
area was originally called Houghtenville |
|
|
| Wealthy
New York families (led by the Cone family) developed it as a country retreat
and pressured the railroad to rename the local station "Colonia" in
1894 |
|
|
| SPIRITUALISM |
|
|
| New
Jersey is home to roughly 100,000 Sikh Americans—one of the largest and most
politically and socially prominent Sikh communities in the United States |
|
|
| High
Population and Early Roots |
|
|
| Large
Concentration: |
|
|
| New
Jersey holds one of the densest populations of Sikhs in the country |
|
|
| many
arriving after the 1980s |
|
|
| Pioneering
Gurdwaras: |
|
|
| Institutions
like the Garden State Sikh Association in Bridgewater (established in the
1960s/1970s) |
|
|
| and |
|
|
| the
historic Gurdwara in Glen Rock—which famously started as a tent in the 1980s
before building a permanent structure—anchored the community |
|
|
| Prominent
Leadership and Representation |
|
|
| Government
Power: |
|
|
| Sikhs
in New Jersey have ascended to high-profile public officesmaking the
community visible at the highest levels of state governance |
|
|
| Notable
figures include former New Jersey Attorney General Gurbir Grewal and Hoboken
Mayor Ravi Bhalla |
|
|
| Advocacy: |
|
|
| New
Jersey has been a central hub for national advocacy organizationsincluding
the founding figures of the Sikh Coalition |
|
|
| Legislative
and Educational Milestones |
|
|
| Curriculum
Inclusion: |
|
|
| The New
Jersey Department of Education incorporated Sikh American history into the
K–12 social studies curriculum to promote inclusion and prevent bias |
|
|
| State
Recognition: |
|
|
| The
state legislature officially recognizes April as Sikh Awareness and
Appreciation Month through unanimous resolutionscelebrating the community's
core tenets of equalitycommunity service (seva)and social justice |
|
|
| WHYYNJ
Sikh community want schools to teach Sikhism - WHYYAug 282023 — |
|
|
| The
American Sikh population grew substantially in the 1980s when many fled
political persecution in India |
|
|
| according
to the UniveThe New York TimesTheir First Temple Was a Tent |
|
|
| Now
Sikhs Walk New Jersey’s Halls of Power - The New York TimesThe gurudwaraor
templein Glen RockNew Jersey was once a tent |
|
|
| SMART-GURU |
|
|
| SMART-GURU-GRANTH |
|
|
| SUPER-SMART-GURU |
|
|
| A Sikh
templeknown as a Gurdwara (meaning "the doorway to the Guru")is
centered entirely around the foundational Sikh principle of Ik Onkarmeaning
the oneness of God and the unity of all creation |
|
|
| The
Concept of Oneness (Ik Onkar)One Universal Creator: |
|
|
| Sikhism
teaches that there is only one supremeformlesstimelessand omnipresent
realityreferred to as Waheguru (the wonderful teacher/lord) |
|
|
| Connected: |
|
|
| Rather
than viewing God as a distant ruler separate from the universeSikh philosophy
views the divine as immanent—present within every person and every part of
creation |
|
|
| Equality
of All People: |
|
|
| Because
the same divine light exists in everyone |
|
|
| Gurdwaras
strictly reject casteclassraceand gender distinctions |
|
|
| Role
and Features of the Gurdwara |
|
|
| The
Sacred Symbol: |
|
|
| The Ik
Onkar symbol is frequently displayed inside and outside Gurdwaras as a
constant reminder of God's singularabsolute nature |
|
|
| The
Eternal Guru: |
|
|
| Inside
the main hallthe central focus is the Guru Granth Sahibthe holy Sikh
scripture treated as the livingeternal Guru |
|
|
| No
idols or statues are worshipped |
|
|
| Open
Doors (Langar): |
|
|
| Every
Gurdwara operates a community kitchen called Langarwhere a free vegetarian
meal is served to all visitors regardless of backgroundembodying the oneness
of humanity and selfless service (seva) |
|
|
| International
Mission Board - |
|
|
| IMBI'm
a Sikhand This Is What I Believe - IMBSikhs believe in the following
concepts: * **Salvation** |
|
|
| Three
components are required to obtain a relationship with God and end t |
|
|
| Facebook·We
Are Sikhs |
|
|
| Sikhism
is a monotheistic religion that originated in the Punjab |
|
|
| Aug
222023 — Sikhism is a monotheistic religion that originated in the Punjab
region of India in the late 15th century Founded by Guru Nanak D1:01 |
|
|
| College
of Saint Benedict and Saint John's UniversityThe Oneness of God and the
Diversity of Religions: A Sikh Authors Rahuldeep Singh GillCalifornia
Lutheran University Document Type Presentation Publication Date 11-15-2016
Abstract "The Show all |
|
|
| Unity
is a core belief in Sikhismrooted in the concept that all creation and
humanity share a single divine origin |
|
|
| Sikh
philosophy views the entire universe as a connectednon-dual reality rather
than a collection of separate parts This vision of oneness shapes daily
practicesethicsand social views |
|
|
| Core
Principles of Unity |
|
|
| Ik
Onkar: |
|
|
| The
central symbol and philosophy meaning "One Universal Creator," |
|
|
| showing
that all life comes from a single source |
|
|
| Human
Equality: |
|
|
| All
people are equal regardless of racegendercasteor background The Sikhri
teachings emphasize that the same divine light shines within everyone |
|
|
| No
Enmity: |
|
|
| Sikhs
are taught to see no strangers or enemies |
|
|
| viewing
all of humanity as friends and part of one global family |
|
|
| Practical
Expressions of Oneness |
|
|
| Langar: |
|
|
| A free
communal kitchen attached to every Gurdwara where everyone sits on the floor
together to eat |
|
|
| breaking
down all social and economic barriers |
|
|
| Sewa: |
|
|
| Selfless
service performed for others without expecting anything in returnwhich treats
every act of helping as serving the divine in humanity [1] |
|
|
| Universal
Respect: |
|
|
| The
central scripturethe Guru Granth Sahibincludes hymns from various saints and
spiritual leaders from diverse backgrounds |
|
|
| celebrating
a shared human truth |
|
|
| Philosophy
Institute |
|
|
| The
Concept of Unity in Sikh Philosophy |
|
|
| Dec
232025 — The concept of unity is central to Sikh philosophy |
|
|
| The
central scripture of Sikhism |
|
|
| the
*Guru Granth Sahib* |
|
|
| begins
with the |
|
|
| Sikh
Philosophy on Non-Dualism and Systematic Unity |
|
|
| How
does a person move from the fragmented perception of Haumai to the unified
vision of the Gurmukh? |
|
|
| Sikh
philosophy's answer cenPsycheSikh ethics sees self-centredness as the source
of human evil | Psyche IdeasSikhism is the world's fifth-largest organized
religionwith about 25-30 million practitioners Sikhism's ethics are based on
theShow all |
|
|
| wwwgoldentempleamritsarorg |
|
|
| Sikhism
has 10 human spiritual mastersknown as Guruswho led the faith from 1469 to
1708after which the holy scripture—the Guru Granth Sahib—became the eternal
Guru |
|
|
| The 10
Sikh Gurus in Order |
|
|
| 1 Guru
Nanak Dev Ji (1469–1539) |
|
|
| The
founder of Sikhism who introduced the message of one universal Godequalityand
honest living |
|
|
| 2 Guru
Angad Dev Ji (1504–1552) |
|
|
| Standardized
and popularized the Gurmukhi script used in Punjabi |
|
|
| Instagram |
|
|
| ·National
Sikh Campaign |
|
|
| 3 Guru
Amar Das Ji (1479–1574) |
|
|
| Strengthened
the community kitchen (Langar) and fought against the caste system and
untouchability |
|
|
| wwwtwinklde |
|
|
| 4 Guru
Ram Das Ji (1534–1581) |
|
|
| Founded
the holy city of Amritsar and started the excavation of the sacred tank |
|
|
| Sikh
Dharma International |
|
|
| 5 Guru
Arjan Dev Ji (1563–1606) |
|
|
| Compiled
the Adi Granth (the early scripture) and built the Harmandir Sahib (Golden
Temple) He was the first martyr in Sikh history |
|
|
| 6 Guru
Hargobind Ji (1595–1644) |
|
|
| Known
as a warrior-saint; introduced the dual concept of Piri (spiritual) and Miri
(temporal/political) authority and built the Akal Takhat |
|
|
| 7 Guru
Har Rai Ji (1630–1661) |
|
|
| A
gentle leader who maintained a cavalry force for protection while focusing
heavily on peacenatureand compassion |
|
|
| 8 Guru
Har Krishan Ji (1656–1664) |
|
|
| Became
Guru at the young age of five; selflessly helped heal smallpox-stricken
people in Delhi before passing away young |
|
|
| 9 Guru
Tegh Bahadur Ji (1621–1675) |
|
|
| Sacrificed
his life to protect the religious freedom of Hindu Kashmiri Pandits against
forced conversions under the Mughal Empire |
|
|
| 10 Guru
Gobind Singh Ji (1666–1708) |
|
|
| Created
the Khalsa (a community of initiated warriors devoted to purity and justice)
and finalized the transfer of Guruship to the Guru Granth Sahib |
|
|
| RABI
PATNAIK |
|
|
| SMART
GURU |
|
|
| TRANSFTER
PROCESS |
|
|
| Buyer |
|
|
Kiavi
does not maintain a physical office location in EdisonNJbut they operate as a
fully digital private hard money lender providing comprehensive financing to
real estate investors throughout the Edison area and across New Jersey known as LendingHomethe company's official
corporate headquarters is located at 271 N Shore DriveSuite 201PittsburghPA
15212
|
|
|
| Investment
Financing Options in EdisonNJBecause they rely on a digital platform powered
by data science rather than physical brick-and-mortar branchesyou can apply
for and manage investment properties in Edison completely online Their
central loan programs include: |
|
|
| Bridge
Loans: Short-term financing ranging from 12 to 24 months Rates start around
775% with leverage options up to 100% of the purchase price or 80% of the
After-Repair Value (ARV) |
|
|
| Rental
Property Loans (DSCR): |
|
|
| Long-term
financing (such as 30-year fixed or 5/1 and 7/1 ARMs) qualified on the
property’s projected rental cash flow rather than your personal W-2
income |
|
|
| New
Construction Loans: |
|
|
| Geared
toward real estate developers looking to scale buildsoffering up to 85%
Loan-to-Total-Cost (LTTC) and 70% ARV [1] ( |
|
|
| General
Requirements to QualifyEntity Requirement: |
|
|
| Kiavi
exclusively lends to business entities (egLLCs)not individual consumer
borrowers |
|
|
| Credit
Score: |
|
|
| A
minimum 640 to 660 FICO score is typically requiredthough they only perform
soft credit pulls for initial quotes |
|
|
| Property
Type: |
|
|
| Restricted strictly to non-owner-occupied
investment properties (single-family rentalsPUDscondosor 2–4 unit
properties) |
|
|
| To
transfer a property title to a company (such as an LLC) in the USyou must
draft a new deedsign it before a notaryand record it with your local county
government [1]
(https://wwwlegalshieldcom/blog/how-to-transfer-property-to-an-llc)[2]
(https://arrivoai/how-to-transfer-property-to-an-llc-full-guide/) |
|
|
| 1 Check
Your Mortgage and TitleReview the loan: If you have an active mortgagecheck
for a "due-on-sale" clause This rule lets the lender demand full
loan payment when a property changes ownersContact your lender: Ask your bank
for written approval before transferring the title |
|
|
| 2 Form
or Verify Your CompanyRegister the entity: Make sure your LLC or corporation
is officially registered and in good standing with your state's Secretary of
StateGet an EIN: Obtain an Employer Identification Number (EIN) from the IRS
for your business |
|
|
| 3 Draft
the |
|
|
| New
DeedChoose the deed type: Prepare a new property deedsuch as a quitclaim deed
or a warranty deednaming yourself as the grantor (seller/transferor) and your
company as the grantee (buyer/transferee) |
|
|
| Include
legal descriptions: Use the exact legal description and parcel number of the
property found on your current deed [1]
(https://wwwmycompanyworkscom/how-to-transfer-property-to-your-llc-or-corporation/)[2] |
|
|
| 4
Notarize the DocumentSign before a notary: |
|
|
| Sign the
new deed in front of a licensed notary public All parties required by the
company and personal ownership must sign |
|
|
| 5
Record the Deed LocallyFile with the county: |
|
|
| Take the notarized deed to your local county
recorder's office (or land registry office) to file itPay fees and taxes: Pay
any required county recording fees and local transfer taxes |
|
|
| Change
insurance: |
|
|
| Contact
your insurance provider to switch your homeowner or landlord policy to a
commercial policy under your company's nameSeparate funds: Open a dedicated
business bank account for your company to handle all future property income
and expenses |
|
|
| EIN |
|
|
| Company
Address |
|
|
| Proof
of Funds |
|
|
| FUNDING-SOURCES |
|
|
| Community
Funding -Friends-Families -ZAKAT |
|
|
| Mortgage |
|
|
| Get
Mortgage Pre-Approval |
|
|
| Shop
lenders: |
|
|
| Compare
ratesfeesand closing costs across multiple financial institutions |
|
|
| Submit
documents: |
|
|
| Provide
W-2stax returnspay stubsand bank statements |
|
|
| Receive
pre-approval letter: |
|
|
| This
letter shows sellers you are a serious buyer with verified purchasing
power |
|
|
| RABISLISTCOM |
|
|
| SMART-DREAM-SUITES |
|
|
| Stay |
|
|
| Queen
Bed for 2 people-24x7x365-Security |
|
|
| Food |
|
|
| AmericanIndian
ChineseMexicanHalal Kosher Food On
Demand |
|
|
| Health |
|
|
| Fresh-Healthy-Tasty
Food On Demand |
|
|
| Finance |
|
|
| Finance
On Demand-PeopleFamilyBusiness |
|
|
| Transport |
|
|
| Local
Transport-Via-Uber/Lyft /DoorDash/Rabislist |
|
|
| Travel |
|
|
| Local
Domestic and International -travel-On demand |
|
|
| Education |
|
|
| Academics-IT-ComputrScienceEngineeringManagement
,Healthcare-Train4jobs- Internships on Demand |
|
|
| Business |
|
|
| Global
Business Opportunities -On-Demand |
|
|
| Jobs |
|
|
| Global
Job Opportunities |
|
|
| Events
n Entertainment |
|
|
| MusicDanceMovies-On-Demand |
|
|
| SMART-SOLUTIONS |
|
|
| Smart-Lighting |
|
|
| SMART-TOWERS |
|
|
| SMART-ROOM |
|
|
| Smart-Security |
|
|
| 1000
smart-towers in each smart-state of 1 cr |
|
|
| Smart
security in motels uses connected digital tools and automated systems to
protect guestspropertyand staff |
|
|
| Key
Smart Security Features |
|
|
| Mobile
and Smart Access: |
|
|
| Digital
keys on smartphones or encrypted smart keycards replace traditional metal
keystracking door activity and sending alerts if a door stays open |
|
|
| I-Powered
Surveillance: |
|
|
| Cameras
in public zones (like parking lotslobbiesand corridors) use smart analytics
to spot unusual behavior or unauthorized movement in real time |
|
|
| Smart
Sensors: |
|
|
| IoT
(Internet of Things) sensors detect motionglass breakageor sound anomalies
like distress keywords and gunshots in semi-private areas |
|
|
| Automated
Alerts: |
|
|
| Integrated
networks instantly notify management or security staff via mobile apps or
central dashboards during an emergency |
|
|
| [1]
(https://wwwavigiloncom/blog/hotel-security-camera-systems), |
|
|
| Privacy
and Safety Rules |
|
|
| No Room
Cameras: |
|
|
| Cameras
are strictly limited to public spaces; |
|
|
| placing
recording devices inside private guest rooms is illegal and violates privacy
laws |
|
|
| Network
Separation: |
|
|
| Motels
use firewalls to separate guest Wi-Fi from smart security networks to prevent
cyberattacks on IoT devices |
|
|
| Wireless
locking solutions |
|
|
| Hotel
alarms and sensors It's important to consider the types of alarms and sensors
needed for a motel |
|
|
| AvigilonGuide
to Hotel Security Cameras & Surveillance Systems |
|
|
| The
Benefits of Smart Rooms in Hospitals |
|
|
| Verizon
Business |
|
|
| Smart
rooms can use a variety of technologiesincluding: * **Secure digital
whiteboards** * ** |
|
|
| Infotainment
systems** * * |
|
|
| *Healthcaroommaster5 |
|
|
| Smart
Room Features to Enhance Guest Satisfaction - |
|
|
| roommasterOperational
Efficiency: |
|
|
| Smart
sensors and energy monitoring systems powered by IoT optimize energy usage by
adjusting settings bas |
|
|
| SMART-ROOMS |
|
|
| A smart
room is a space that uses connected technologysensorsand automation to let
you control features like lightingtemperatureand entertainment using your
voicea phoneor a touchscreen |
|
|
| These
rooms usually rely on the |
|
|
| Internet
of Things (IoT)—a system where everyday items connect to the internet to talk
to each other and adjust automatically |
|
|
| Core
Features |
|
|
| Automated
Climate and Lighting: |
|
|
| Smart
thermostats and lights change settings based on the time of dayyour voice
commandsor whether someone is inside the room |
|
|
| Mobile
Control: |
|
|
| You can
use a smartphone app or voice assistant to lock doorsopen motorized blinds |
|
|
| or |
|
|
| play
music |
|
|
| Energy
Savings: |
|
|
| Sensors
turn off lights and lower heating or cooling when the room is emptywhich
saves power |
|
|
| Common
Uses |
|
|
| Smart
Bedrooms at Home: |
|
|
| People
set up automated lightssmart shadesand climate controls to improve sleep and
daily routines |
|
|
| Smart
Hotel Rooms: |
|
|
| Hotels
use this tech for keyless smartphone entrystreaming on smart TVsand letting
guests manage room settings easily |
|
|
| Smart
Hospital Rooms: |
|
|
| Healthcare
spaces use digital whiteboardstabletsand voice controls to help patients
adjust their bedsorder foodor view medical info |
|
|
| SMART-POS |
|
|
| Accepts
chip cardscontactless NFC (Apple Pay)and pin debit right on the device |
|
|
| Cloud
Access: |
|
|
| Features |
|
|
| Hardware: |
|
|
| Integrated
Payments: |
|
|
| Lets
you view sales reports and manage items remotely from any device |
|
|
| Offline
Mode: |
|
|
| Often
costs between $0 and $150 per month depending on advanced features |
|
|
| Popular
Options & Costs |
|
|
| Processing
Fees: |
|
|
| Queues
sales locally if the internet drops and syncs later |
|
|
| Ranges
from $300 for basic tablet-and-reader setups up to $2,000 for full
dual-screen countertop stations (such as the GoDaddy Smart Terminals or SumUp
POS Lite) |
|
|
| Real-Time
Inventory: |
|
|
| Software: |
|
|
| Updates
stock levels automatically with every sale |
|
|
| Usually
average 23% to 35% per card transaction |
|
|
| The
Retail POS System |
|
|
| Your
Small Business Needs |
|
|
| Improve
your independent retail business |
|
|
| with a
customized point of sale system |
|
|
| Our
retail POS solution speeds up checkout, |
|
|
| simplifies
inventory managementand offers |
|
|
| secure
credit card processing |
|
|
| General
Sales: |
|
|
| (833)
289-2767 |
|
|
| Support: |
|
|
| (800)
215-0931 |
|
|
| info@nrspluscom |
|
|
| 520
Broad StreetNewarkNJ 07102 |
|
|
| https://nrspluscom/ |
|
|
| POS System - Free Quote | National Retail Solutions |
|
|
| Competition |
|
|
| Toast |
|
|
| Clover |
|
|
| Unlike
an old cash register or basic card reader that only accepts paymentsa Smart
POS acts as a central hub for your business |
|
|
| A Smart POS (Point of Sale) system is an advanced
payment and business management device that runs on an open operating system
(like Android or iOS) instead of basicclosed payment software |
|
|
| It connects to the internet and cloud
software to handle salesinventoryand reporting all from one touchscreen
screen |
|
|
| Accepts
credit cardsmobile wallets (like Apple Pay)chip cardsand contactless payments
while logging the sale instantly |
|
|
| All-in-One
Function: |
|
|
| Real-Time
Inventory Tracking: |
|
|
| Updates your stock numbers automatically
with every item sold so you know when to reorder |
|
|
| Cloud-Based
Access: |
|
|
| Lets you view sales datatrack employee
hoursand check reports remotely from any location |
|
|
| Saves
customer purchase history and runs built-in loyalty programs or digital
receipts |
|
|
| Customer
Management (CRM): |
|
|
| Main
Benefits |
|
|
| Speed: |
|
|
| Speeds
up checkout lines with fast barcode scanning and touchscreen navigation |
|
|
| Accuracy: |
|
|
| Reduces human error in pricingstock
countsand end-of-day sales totals |
|
|
| Portability: |
|
|
| Many
units are handheld or mobileallowing staff to take payments anywhere in the
store or on the go [12345] |
|
|
| Smart
POS Terminal Range - BANCO SABADELL |
|
|
| Apr
292025 — Smart POS Terminal Range - BANCO SABADELL as we know each business
has a different style we've developed the Smart POS terminal ra |
|
|
| How to
Use a Smart POS System: SetupFeaturesand Costs |
|
|
| How to
Use a Smart POS System: |
|
|
| A Step-by-Step Guide for Businesses? A Smart POS system replaces a cash register
and a separate… |
|
|
| Lightspeed |
|
|
| How
Smart POS Systems Are Transforming Business Operations |
|
|
| Smart
POS systems like Lightspeed's include inventory management features which
update stock counts automaticallyreorder stock w |
|
|
| Here are
some related products to consider: |
|
|
| Square Terminal | All-In-One
Credit Card Machine |
|
|
| $299 |
|
|
| Square |
|
|
| -983 |
|
|
| -35 |
|
|
| Square Stand
POS For iPad | 2nd GenerationUSB-C |
|
|
| $149 |
|
|
| -54 |
|
|
| POS System |
Clover Station | Automated Technology |
|
|
| $1,299 |
|
|
| National
Bankcard |
|
|
| PLANNING |
|
|
| 100
Properties/Agent |
|
|
| 10,000
ageA1443:A1453nts/associates |
|
|
| 10,000
communities/State |
|
|
| 1
community=1000 citizens=100 friends n families |
|
|
| The
Five Pillars of Islam are the core beliefs and mandatory practices that form
the foundation of a Muslim's daily life and worship |
|
|
| The
Five Pillars |
|
|
| Shahada
(Faith): |
|
|
| The
formal declaration of faith stating that there is only one God (Allah) and
that Muhammad is His messenger |
|
|
| Salah
(Prayer): |
|
|
| The
ritual prayer performed five times a day (at dawnnoonmid-afternoonsunsetand
after dark) facing Mecca |
|
|
| Zakat
(Charity): |
|
|
| The
mandatory practice of giving a specific percentage (typically 25% of surplus
wealth) to help those in need |
|
|
| Sawm
(Fasting): |
|
|
| Abstaining
from food and drink from dawn until sunset during the holy month of Ramadan |
|
|
| Hajj
(Pilgrimage): |
|
|
| The
sacred journey to the holy city of Mecca that every able Muslim must make at
least once in their lifetime if physically and financially able |
|
|
| Sharia is the religious and moral guidance system of
Islamderived from the Quran and the teachings of Prophet Muhammad |
|
|
| What Sharia Is |
|
|
| Divine path: |
|
|
| The Arabic word Sharia translates to "the clearwell-trodden
path to water," |
|
|
| representing God's ideal way for human beings to live |
|
|
| Broad framework: |
|
|
| It covers personal faithdaily rituals (like prayer and
fasting)ethicshygieneand moral character much more than formal legal
statutes |
|
|
| Distinction from Fiqh: |
|
|
| Sharia is viewed as divine and unchangingwhereas fiqh represents
human scholarshipinterpretationand |
|
|
| legal reasoning applied to specific eras and contexts |
|
|
| Key Components |
|
|
| Rituals and Worship (Ibadah): |
|
|
| including prayercharity (zakat)and fasting |
|
|
| Social Dealings (Muamalat): |
|
|
| Rules governing family matters (marriagedivorceand inheritance) |
|
|
| Ethics and Categorization: |
|
|
| Actions are classified along a spectrum from mandatory and
recommended to neutral |
|
|
| discouragedor prohibited |
|
|
| Application in the World |
|
|
| Legal integration: |
|
|
| Different nations apply Sharia in various ways |
|
|
| Some countries use it as the primary basis for all legislation
or criminal codes |
|
|
| while others limit its use strictly to personal status |
|
|
| family law |
|
|
| many maintain secular legal frameworks |
|
|
| Pluralism: |
|
|
| Because Sharia relies on human interpretation (fiqh) |
|
|
| multiple schools of thought and regional traditions exist within
the broader Islamic tradition |
|
|
| The
phrase "Madina model" in Pakistan typically refers to either the
Riyasat-e-Madina |
|
|
| (the
Islamic welfare state model based on 7th-century Madina popularized
politically by former Prime Minister Imran Khan) |
|
|
| decorative
Al-Masjid an-Nabawi (Madina Mosque) crystal/handcraft models widely sold
across the country |
|
|
| 1 The
Political Concept: |
|
|
| Riyasat-e-MadinaCore Idea: |
|
|
| A modern Islamic democratic welfare state
inspired by the governance model established by Prophet Muhammad in
Madina |
|
|
| Key
Principles: |
|
|
| Rule of
law without exceptionabsolute socioeconomic justiceelimination of
exploitationprotection of minorities |
|
|
| and
state responsibility for the poor and vulnerable |
|
|
| Political
Context: |
|
|
| The
concept became a major talking point in Pakistani politics starting around
2018 as a vision for "Naya Pakistan," |
|
|
| sparking
extensive national debate on governanceegalitarianism |
|
|
| Islamic
welfarism |
|
|
| 2
Decorative Models and Crafts |
|
|
| Products: |
|
|
| Miniature
crystal and tabletop replicas of Al-Masjid an-Nabawi (The Prophet's Mosque in
Madina) |
|
|
| are
popular home decor items and religious gifts in Pakistan |
|
|
| Availability: |
|
|
| These
decorative items are widely available through online local marketplaces like
Daraz Pakistan |
|
|
| specialty
gift shops |
|
|
| Community
and Educational Projects |
|
|
| Al-Madina
Model Villages & Schools: |
|
|
| Various
charitable foundations and local institutions use the name for community
rebuilding projects |
|
|
| (such as
flood-relief housing initiatives) |
|
|
| and
private educational campuses like Al Madina Model School and College in
Swat |
|
|
| Langar
is a free community kitchen in a Sikh templeor Gurdwarathat serves meals to
everyone without any discrimination |
|
|
| Core
Principles |
|
|
| Equality: |
|
|
| Everyone
sits together on the floor at the same levelregardless of
racereligiongenderor social class |
|
|
| Selfless
Service (Seva): |
|
|
| Volunteers
do all the cookingservingand cleaning without getting paid |
|
|
| All-Vegetarian: |
|
|
| The
food served is always lacto-vegetarian so that people with different dietary
rules can eat together safely |
|
|
| History
and Purpose |
|
|
| Founded: |
|
|
| The
tradition was started in the 15th century by Guru Nanakthe founder of
Sikhismto fight caste and class divisions |
|
|
| Global
Practice: |
|
|
| Every
major gurdwara in the world runs a langarfeeding millions of people every
day |
|
|
| Unity is
a foundational pillar of Sikhismrooted in the concept of Ik Onkar (meaning
"One Universal Creator")which signifies that all existence is an
interconnectedsingle divine reality |
|
|
| The
Unity of God and CreationIk Onkar: |
|
|
| The
central Sikh philosophy on non-dualism and unity begins with the symbol
ੴaffirming that the Creator and the creation are not separate; the
divine spark pervades all thingsNon-Duality: Sikhism rejects rigid spiritual
divisionsteaching that a singleformless truth underlies all existence
[1] |
|
|
| The
Unity of Guruship |
|
|
| One
Light: |
|
|
| Sikhs
believe that the same divine spirit passed through all ten Sikh gurusfrom
Guru Nanak to Guru Gobind Singh |
|
|
| The
Successors: |
|
|
| Each
Guru—referred to as a mahal—shared identical light and consciousnessmeaning
Guru Nanak's spirit was present in his nine successors |
|
|
| Human
Unity and Equality Universal Brotherhood: |
|
|
| Because
the same divine light resides in every personall human beings are inherently
equal regardless of racecastegenderor religion |
|
|
| Sarbat
Da Bhala: |
|
|
| The
daily Sikh prayer concludes with Sarbat Da Bhalaa blessing wishing for the
welfarepeaceand upliftment of the entire human race |
|
|
| Practical
Equality: |
|
|
| Institutions
like Langar (the communal free kitchen) actively break down social barriers
by requiring everyone to sit and eat together on the floor as equals |
|
|
| religion-dedicated-unity-equality-all-human-kind-social-justice)dharmadeencom |
|
|
| Sikhism
and Religious Unity |
|
|
| Sikhism
and Religious Unity This provocative statement wasn't intended to be a diss
to Hinduism and Islam |
|
|
| The ten
Sikh Gurus were the spiritual leaders who founded and shaped Sikhism over a
period of about 200 yearsbeginning with Guru Nanak in 1469 and concluding
with the eternal scripturethe Guru Granth Sahib |
|
|
| The Ten
Sikh Gurus in Order1 |
|
|
| Guru
Nanak (1469–1539): Founder of Sikhism; taught the oneness of Godequality of
all peopleand started the langar (free community kitchen) [1] |
|
|
| 2 Guru
Angad (1504–1552): |
|
|
| Developed
and standardized the Gurmukhi script used in Sikh scriptures |
|
|
| 3 Guru
Amar Das (1479–1574): |
|
|
| Championed
gender equalityprohibited the practice of satiand expanded the langar
tradition |
|
|
| Founded
the holy city of Amritsar and began construction of the holy tank |
|
|
| 5 Guru
Arjan (1563–1606): |
|
|
| Compiled
the Adi Granth (the early scripture) and completed the Golden Temple
(Harmandir Sahib) He was martyred by the Mughal emperor |
|
|
| 6 Guru
Hargobind (1595–1644): |
|
|
| Introduced
the concept of militarization for self-defense and protection of the
innocentbuilding the Akal Takhat |
|
|
| 7 Guru
Har Rai (1630–1661): |
|
|
| Maintained
the martial spirit while focusing on peacepropagation of the faithand running
hospitals/dispensaries |
|
|
| 8 Guru
Har Krishan (1656–1664): |
|
|
| Became
the youngest Guru at age five; selflessly helped smallpox victims in Delhi
before passing away from the illness |
|
|
| 9 Guru
Tegh Bahadur (1621–1675): |
|
|
| Sacrificed
his life to protect the religious freedom of Hindu Kashmiri Pandits against
forced conversions |
|
|
| 10 Guru
Gobind Singh (1666–1708): |
|
|
| Established
the Khalsa (a community of saint-soldiers) in 1699 and declared the holy
textthe Guru Granth Sahibas the finaleternal Guru of the Sikhs |
|
|
| In
Islamjihad literally translates to "struggle" or
"striving" and refers to any earnest effort made to align personal
and social life with God’s guidance |
|
|
| While
frequently mistranslated or misunderstood in the West as a "holy
war," armed conflict is only one specificbounded interpretation of a
much broader religious and ethical framework |
|
|
| As most
users on Reddit agreeusing jihad to force conversions is considered entirely
un-Islamicas faith cannot be compelled |
|
|
| The
Core Dimensions of JihadIslamic teachings generally divide jihad into two
primary categories |
|
|
| The
Greater Jihad (Jihad al-Nafs): This is the internalspiritual struggle against
one's own egoselfish desiresgreedand temptations to sin |
|
|
| It is
considered the most difficult and vital daily effort to live a moral and
pious life |
|
|
| Outer Struggle: This encompasses external
efforts to promote goodprevent wrongdoingsupport the community (ummah)and—if
necessary—engage in physical combat or self-defense against active
aggressionorms of Striving (Al-Jihad fi sabil Allah) |
|
|
| Striving
in the path of God can be carried out through various meansoutlined in
Islamic tradition as:By the heart: Cultivating internal faith and intentionBy
the tongue: Speaking truthpreachingteachingand resolving conflicts |
|
|
| A
standard Patriot Day agenda centers on national remembrance and service for
the victims of the September 11 terrorist attacksas outlined by the US Army
Patriot Day observance guidelines |
|
|
| Core
Observance Agenda |
|
|
| Flag
Display: |
|
|
| Lowering
the US flag to half-staff on all federalstateand public buildingsas requested
by the Presidential Proclamation |
|
|
| Moment
of Silence: |
|
|
| Observing
a moment of silence—typically at 8:46 AM ESTmatching the time the first plane
struck the World Trade Center |
|
|
| Community
Remembrances: |
|
|
| Local
memorial ceremonies featuring bell-ringing tributesreading of victims'
namesand guest speakers from local fire and police departments |
|
|
| National
Day of Service: |
|
|
| Participating
in community volunteer work or supporting veteran and first-responder
charities through platforms like Carry The Load |
|
|
| Today
on 250 th years of American Independence I was attacked by an
an Illegal Alien from India a Telengana-Taliban -Terrorist |
|
|
| We were
celebrating and WANT TO GO TO AN Indian restaurant in South Plain fieldNJ
called DASHARA |
|
|
| JUST TO
HAVE A SEAT TO CEELEBRATE -250 YEARS OF FREEDOM OF AMERICA WITH FRIENDS
N FAMILIES |
|
|
| THE
OWNERS TRIED TO ATTACK ME PHYSICALLY AND ATTEMPTED TO MURDER ON ME N MY
FRIENDS N FAMILIES BY THE OWNERS OF THE RESTAURANT…WHO ARE ILLEGALN
from India a Telengana-Taliban -Terrorist Organizatrion |
|
|
| THIS IS
A DANGEROUS SIGN AS AMERICANS ARE ATTACKED ON THEIR OWN SOUL BY
OUTSIDERS |
|
|
| Terrorist
acitivities n attemp to Murder need to be shutdom immediately for the safety
n security of this nation |
|
|
| WE ARE ALL US CITIZENS OF
USAN SHOCKED |
|
|
| I THINK
THEY WILL TAKE OVER OUR NATION AND ATTACK ALL OF US AND MAKE US SLAVES |
|
|
| THEY
NEED TO BE PROCECURED IMMEDIATELY FOR THIS ATTACK |
|
|
| THE
ENTIRE COMMUNITY OF TELUGU PEOPLE NEED TO BE PROCECUTEDPUNISHED FOR MAFIA
ACITIVITIES DISCRIMINATION…ATTEMPT TO MUDER AGAINST THE LOCAL INNOCENT
COMMUNITY-in AMERICA |
|
|
| EXPECTAIONS |
|
|
| 100
years in JAIL FOR ALL OWNER,PROMOTER,INVESTOR,FAMILY MEMBERS |
|
|
| THEY
SHOULD BE HANGED TILL DEATH |
|
|
| COMPENSATION |
|
|
| $1
TRILLION |
|
|
| Attach
all their personal,professional properties of their personalprofessional
associates n family members |
|
|
| You
can file a formal complaint regarding a Certified Homemaker-Home Health Aide
(CHHA) license in New Jersey through the NJ Consumer Affairs Complaint Form
provided by the Division of Consumer Affairs [1] )How to File a
ComplaintOnline or Mail: |
|
|
| Complete
and submit the official Certified Homemaker-Home Health Aide Complaint FormBy
Phone (Anonymous Option): If you prefer to remain anonymousyou can call the
consumer complaint hotline at 1-800-792-9770Facility vs Aide: If your
complaint involves a licensed health care facility or agency rather than an
individual aide's certificationyou can report it through the New Jersey
Department of Health Facility Complaint Portal or via the 24-hour
hotline |
|
|
| [3]
(https://wwwnjconsumeraffairsgov/ComplaintsForms/HHA-Complaint-Formpdf) |
|
|
| What to
ExpectInvestigation: The Certified Homemaker-Home Health Aide Unit sends a
copy of the written complaint to the licensee and requests a detailed
response [ |
|
|
| )Public
Records: Completed complaint forms are considered government records subject
to public disclosure under the Open Public Records Act (OPRA)though
medicalpsychologicalor psychiatric histories are redacted and kept
confidential |
|
|
| 973-504-6430 [1] |
|
|
| [1]
(https://wwwnjconsumeraffairsgov/ComplaintsForms/HHA-Complaint-Formpdf) |
|
|
| Contact
the Board: For direct inquiries regarding a CHHA certification status or
disciplinary actionscontact the New Jersey Board of Nursing at |
|
|
| (https://wwwnjconsumeraffairsgov/News/PressAttachments/hhhaguidepdf) |
|
|
| Featured Listings |
|
|
| Buyers |
|
|
| Find Your Dream Home |
|
|
| Buy with Confidence Guarantee |
|
|
| NJ Transfer Fee & Tax
Calculator |
|
|
| Loan Calculator |
|
|
| Buyer Resources |
|
|
| Sellers |
|
|
| Free Market Valuatiion |
|
|
| Our Bold & Unique
Guarantees |
|
|
| Home Selling Resources |
|
|
| Commercial |
|
|
| Property Management |
|
|
| Testimonials |
|
|
| Blogs |
|
|
| About |
|
|
| About On Track Realty |
|
|
| About Our President |
|
|
| Meet the On Track Team |
|
|
| Recommended Links |
|
|
| Community Events |
|
|
| Finance Information |
|
|
| Find Your Dream Home! |
|
|
| Our TV Show |
|
|
| Seminars |
|
|
| Careers |
|
|
| Contact Us |
|
|
| GIFT
DEED |
|
|
| A
gift deed is a legal document used to voluntarily transfer ownership of
propertymoneyor assets from one person (the donor) to another without
receiving any payment or compensation in return [1]
(https://wwwlawdepotcom/us/estate/gift-deed/) |
|
|
| Purpose
and Uses |
|
|
| Family
Transfers: |
|
|
| Parents
or grandparents use gift deeds to give real estatevehiclesor valuables to
children |
|
|
| Charitable
Donations: |
|
|
| People
use them to donate property or funds to non-profits |
|
|
| Estate
Planning: |
|
|
| Gifting
assets during your lifetime reduces the size of your taxable estate and
avoids the slow probate court process |
|
|
| Key
Legal Requirements |
|
|
| Written
Document: |
|
|
| The
transfer must be in writing with an accurate description of the asset |
|
|
| Free
Will: |
|
|
| The
donor must act voluntarily without pressure or coercion |
|
|
| Acceptance: |
|
|
| The
recipient (donee) must willingly accept the gift |
|
|
| Signatures
and Notarization: |
|
|
| Both
parties usually sign the documentand a notary public often authenticates it |
|
|
| Recording: |
|
|
| For
real estateyou must file the deed with your local county recorder or land
records office |
|
|
| Types
of Gift DeedsRevocable: |
|
|
| The
donor keeps the right to cancel or take back the gift before it is fully
transferred |
|
|
| Irrevocable: |
|
|
| The
transfer is permanent and cannot be changed or canceled once delivered |
|
|
| Deeds in New Jerseya
Complete Guide ⚖️ |
|
|
| New Jersey Estate
Planning Attorney | Lewis Legal LLC |
|
| Free Printable Gift Deed Form | PDF &
Word |
|
|
| Free Gift Deed Form |
Printable Template |
|
|
| Methods
to avoid the gift tax | Mariano & CoiroPC |
|
|
| EdisonNJ Trust Lawyers |
The Law Offices of Patel & Cardenas |
|
|
| CALL
FOR A FREE CONSULTATION |
|
|
| (201)
283-8856 |
|
|
| The
Narrow Path to Realizing Kerala’s Economic Potential |
|
|
| Author
image |
|
|
| Suresh U Kumar |
|
|
| Read
this article on LinkedIn to join the conversation |
|
|
| Read on
LinkedIn |
|
|
| By Dr
Suresh U Kumar |
|
|
| Kerala’s
greatest export has never been spicescashewor coir It has been her own
children |
|
|
| At the
Kochi airporta little after midnightyou can watch the future of Kerala board
a plane and leave A young woman from Kollamthe first in her family to finish
nursing collegehugs her mother one last time and walks toward security with a
job offer from a Gulf hospital |
|
|
| Multiply her by two millionand you have the
central fact of Kerala’s economy for the last fifty years I know those
departure lounges well; I walked through one in 1991 |
|
|
| The
money our people send homeabout 217 lakh crore rupees in 2023is nearly a
quarter of the State’s economy It built houses and kept a consumption economy
afloat But because of that easy money and weak political willKerala fell
behind her southern neighboursand the culture of enterprise once in our blood
went missing |
|
|
| Here is
the uncomfortable arithmetic Kerala has the most educated young people in
India and cannot employ them Youth unemployment is near 30 percentand for
young women closer to 47 |
|
|
| So they leave — as workers to the Gulfand
increasingly as students to LondonTorontoand Melbournenot intending to
return |
|
|
| Meanwhile
the Gulf model that carried us for decades is fading; the number of nurses
cleared to work abroad has fallen by roughly a third in three years |
|
|
| The State’s finances are
stretchedsalariespensionsand interest consuming nearly 70 percent of
revenueand Kerala is ageing faster than any other Indian state The clock is
ticking |
|
|
| magnificcom |
|
|
| EntrepreneurResearcherProfessorAuthorCommissioner-
New Jersey-India CommissionEx-President & Board Member TiE New
JerseyConnectorCollaborator and Innovation Ecosystems Builder |
|
|
| The
money our people send homeabout 217 lakh crore rupees in 2023is nearly a
quarter of the State’s economy It built houses and kept a consumption economy
afloat |
|
|
| But
because of that easy money and weak political willKerala fell behind her
southern neighboursand the culture of enterprise once in our blood went
missing |
|
|
| Here is
the uncomfortable arithmetic Kerala has the most educated young people in
India and cannot employ them Youth unemployment is near 30 percentand for
young women closer to 47 |
|
|
| So they
leave — as workers to the Gulfand increasingly as students to
LondonTorontoand Melbournenot intending to return Meanwhile the Gulf model
that carried us for decades is fading; the number of nurses cleared to work
abroad has fallen by roughly a third in three years |
|
|
| The
instinct is to ask which company or factory we might persuade to hire our
graduates Kerala should play that game toobut it is an uphill task: our land
and labour are costlyour infrastructure and ecology strained The answer is
not just to import jobs It is to also grow them at home — an
entrepreneurship-led economy thatdone rightcreates thousands of startupsthe
best of which scale and employ many |
|
|
| I have
argued this for fifteen yearsand the world has only strengthened the case Set
aside Silicon Valley as an outlier Pune leveraged its universities into a
startup hub; Tallinn (Estonia) built its economy on digital government and
gave the world Skype; Kansas City (United States) made backing entrepreneurs
a permanent civic habit None tried to become Silicon Valley Each simply
builtpatientlythe ecosystem in which local startups could grow |
|
|
| Kerala
can do the samebecause it already has what money cannot buy: talent Its
startup base was recently ranked among India’s bestthe deep-water ports of
Kochi and Vizhinjam are operationaland some five million Keralites abroad are
not merely a source of remittances but a standing network of
mentorsinvestorsand connectors — if only we would organize them with
intention |
|
|
| And as of May 2026Kerala has a reform-minded
Chief MinisterMr V D Satheesanwith one of the largest mandates in the State’s
history (In full disclosureI have known him from our student days in the
Kerala Students Union at Sacred Heart CollegeKochi) The convergence of these
forces gives Kerala a rare and narrow opening |
|
|
| Let me
offer three concrete moves Firstestablish a Kerala Innovation
Foundationindependent of any party or electionto build the ecosystems needed
to support founders — from schools and universities to incubators — and to
make innovation and entrepreneurship a way of life |
|
|
| Secondinvite the diaspora to be a full
partnernot just for money but for ideasexperienceaccess to networksand
leadership: create a Kerala Enterprise Fund with a low entry threshold of
about ₹100,000($1000) with every rupee matched by the State and private
partners and governed by entrepreneurs rather than government officials; and
a Choose Kerala Agencymodelled after Choose New Jerseyto court diaspora
founders and the global corporations deciding where to place their next
capability centre |
|
|
| Thirdbuild
a true Enterprise Fast-Laneso that registering a companydoing businessand
sale/purchase of assets takes days Earlier this yearsimply to reclassify one
small plot in the heart of Kochi cityI had to visit the collectorate seven
times over three monthswatching my file crawl from desk to desk That delay
resulted in locked up capital and lost jobs |
|
|
| Capital
flows only where the process is quickhassle-free and transparent |
|
|
| The new
Chief MinisterMr VD Satheesan has the visionthe instinctsand the people’s
mandate Many of the intuitional infrastructures already exist |
|
|
| What
Kerala needs now is convictionconvergenceand bold action The old Gulf model
is ending on its ownand the assets for a new economy are in falling in place
just as the demographic clock ticks toward an oldercostlier Kerala |
|
|
| Retaintrainand convert some of our talent
from job seekers to job creators at home over the next ten yearsand we could
build an economy worthy of our people Failand we spend the next decade
managing a graceful declineliving on remittances until even those run dry |
|
|
| Inheritance
is what a place hands to us A future is what we build Kerala handed her
children a magnificent inheritance of educationhealthand ambitionand then
watched them go and build their futures on someone else’s shore |
|
|
| I left thirty-five years agobut the success
I found abroad rested on the values I absorbed at home — in Kerala’s schools
and collegeson its football fields and temple groundsalong its backwatersandI
must confessin its toddy shops |
|
|
| My son
is fifteen nowand I would like him one day to return to a Kerala where the
talented no longer have to leave to reach their dreams |
|
|
| Among
all the paths to shared prosperitywidespread entrepreneurship has proven to
be the surest way to ensure that the fruits of freedomdemocracyand growth
reach the manynot merely the few |
|
|
| If done right and with some providencemy
hope is that one day the world will speak of this resurgence as the Kerala
Dream |
|
|
| Note:
Dr Suresh U Kumar is US based serial entrepreneurprofessorand a member of the
New Jersey–India Commission He is the author of the 2025 Amazon bestseller
The Girl in Scarlet Hijab This article is drawn from a strategy report
submitted to the Office of the Chief Minister of Kerala |
|
|
| https://wwwlinkedincom/pulse/narrow-path-realizing-keralas-economic-potential-suresh-u-kumar-jsadc/ |
|
|
| Top 10 Smart Cities in the US |
EarthOrg |
|
|
| Top 10
Smart Cities in the US |
|
|
| by
Jordan CheungAmericasDec 28th 20216 mins |
|
|
| Cities
like SeattleSan Franciscoand New York City have made it to the top 10 smart
cities in the USeach dealing with the challenges of urbanisation and
embracing technologies in their unique ways |
|
|
| — |
|
|
| Urbanisation
is a never-ending phenomenon 54% of the world’s population live in cities
todayand the number is estimated to reach 66% by 2050 For
economiessocietiesand the environment to keep pace with the rapid urban
expansionsan increasing number of smart cities are emerging around the world |
|
|
| A
smart city is mainly composed of Information and Communications Technologies
(ICT) to developdeployand promote sustainable development practices to
address the growing challenges of urbanisation Cities collect an array of
real-time dataincluding trafficair and water qualityand solar radiation to
determine practical and sustainable solutions |
|
|
| The
main goal is to optimise city functions and promote economic growth while
also improving the quality of life for citizens through the use of smart
technologies and data analysis The true value lies in how technology is used
instead of simply how much of it is available Many smart cities in the
world’s leading economy are constantly making use of technology to promote
sustainability Here are the top 10 smart cities in the US |
|
|
| DallasTexas |
|
|
| Around
17 trillion gallons of water are lost in the US every year due to water leaks
As Texas is an arid region without a lot of rainfallwater management is one
of Dallas’ primary concerns The city has adopted smart water monitoring
devices for tracking water usage throughout the city These devices are able
to detect leaks so that the water department can fix them
immediatelypreventing tens of thousands of gallons of water from leaking
every year |
|
|
| ChicagoIllinois |
|
|
| Chicago
launched the Array of Things (AoT) initiative in 2016which consists of a
network of sensors mounted on light posts all over the city collecting
real-time data on the city’s environmental surroundings and urban activities
In the coming yearsan increasing amount of data collected from AoT will be
accessible onlineproviding valuable information and resources to
researchersurban plannersand the general public Water sensors are installed
in riverbanks to monitor flooding Security camera footage combined with the
use of sophisticated software can also help to determine sources of gunshots
in order to help apprehend criminals |
|
|
| AustinTexas |
|
|
| Austin
is one of the most futuristic and smart cities in the US It has a rapidly
expanding technology centre and an open data directive that has been in place
since 2013 This yearmore transportation options are being introduced into the
neighbourhood A solar-powered hub will provide access to a neighbourhood
bike-share and e-scooter stationsa bus systemand possibly Uber and Lyft
parking spaces WiFi access and other community services such as a mobile
health clinic and food pantry will also be available One of the main smart
city initiatives Austin has also been involved with is the upgrading of its
electric grid As the upgraded grid becomes a more efficient digital meterit
makes the incorporation of renewable energy sources and the charging of a
growing number of electric cars a lot easier |
|
|
| SeattleWashington |
|
|
| Seattle
is well-known for its commitment to reducing its carbon footprint and
enhancing the well-being of its citizens As the city is filled with mountains
on one side and water on the otherit has a relatively small geographical area
for its population In resolving issues with growth and congestionand
addressing many inner-city challengesthe city developed an Innovation
Advisory Councilwhich focuses on aspects including predictive analytics for
parkingfood rescuehomelessness data monitoringand earthquake early warning
and damage assessment |
|
|
| CharlotteNorth
Carolina |
|
|
| Charlotte’s
devotion to sustainability is a good example of a smart city initiative The
city partnered with Microsoft Corporation to build a digital infrastructure
so that more residents can benefit from the internet There will be greater
access to public WiFitraffic monitoring to reduce traffic congestion and air
pollutionand training programmes The city rolled out a project called
Envision Charlotte – a champion of circular and sustainability efforts and
works on projects throughout the Charlotte area with a variety of partners
from both the private and public sectors |
|
|
| You
might also like: Top 7 Smart Cities in the World |
|
|
| San
FranciscoCalifornia |
|
|
| Given
that San Francisco is just a stone’s throw away from the technology epicentre
Silicon Valleyit makes sense that the city has smart city initiatives
underway As the second-most densely populated city in the USthe San Francisco
smart city plan places great emphasis on reducing energy usage Currentlythere
are over 300 LEED-certified buildings in the city and hopes to create a
“connected vehicle grid” throughout the city so that autonomous vehicles can
communicate with each other and follow traffic guidance systems to avoid
congested areas |
|
|
| Washington
DCDistrict of Columbia |
|
|
| As the
population of Washington city is projected to keep growingthere will be
significantcontinuous pressures to expand the systems necessary to support
growth: new roadswatersewerschoolschurchesparkstrails Planning ahead would
avoid duplicationland-use conflictsand misallocation of resources that have
challenged high-growth communities like Washington The city’s movement
analytics program uses video cameras that can identify people and objects
moving through the cityincluding carsbusesbikesand pedestrians The data
collected can then be analysed to make decisions about how traffic can be
directed and to identify areas that need more resources The more data a smart
city is able to collectthe more city officials can find ways to improve
infrastructure |
|
|
| BoulderColorado |
|
|
| Not
only does Boulder focus on renewable energies and sustainabilitybut also on
bolstering its economy through investing in solar and hydroelectricity power
Smart programmes mainly include high-performance buildingsclean mobilityand
clean energy sources The city’s smart grid uses smart metering to
transparently share insights on energy costs with its residents Boulder is
going the extra mile by constructing a broadband fibre backbonedeveloping
data infrastructure strategiesand defining a broader community feedback
loop |
|
|
| San
JoseCalifornia |
|
|
| San
Jose is solving its long-standing problems with a myriad of strategies It
leverages its technologies to create a safe environment through improving the
access to broadband services to all residentsusing digital tools to help
residents access affordable housing nearbyand supporting economic development
in historically struggling business districts Digital platforms are created
to improve transparencyempower residents to participate in the city’s
governanceand streamline application and payment processes San Jose is also
promoting sustainability by enabling energy and water management technologies
in buildings Sensors are deployed on the streets to detect whether vehicle
bays are empty or notand to provide information that alert motorists to the
locations of available parking spots This waymotorists will not have to spend
so much time looking for onethus reducing greenhouse gases The more data
collectedthe more improvements city officials can make |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| New
York CityNew York |
|
|
|
|
|
| UnsurprisinglyNew
York City takes the number one spot in smartest cities in the US Technology
has always been essential to the economic growth of NYCnot only because it
brings new jobs and attracts investmentsbut it can also protect its
citizensprovide better servicesand remain competitive as a globalised city
The New York City Mayor’s Office of Technology and Innovation is constantly
carrying out efforts to conserve resourcesreduce environmental impactsand
improve the quality of living of its population The city hosts the Smart City
New York global conference every year without fail with initiatives
addressing issues such as lighting efficiencywater quality and
conservationwaste managementair qualitytourismnavigationand mobility |
|
|
|
|
|
| You
might also like: The 5 Most Sustainable Cities in the World |
|
|
|
|
|
| Tagged: |
|
|
| About
the Author |
|
|
|
|
|
| Jordan
Cheung |
|
|
| Jordan
is a Volunteer Research Writer who finds much joy in writing articles on the
latest business trends and topics ranging from environmental
preservationclimate changeto business ethics and government policymaking One
of his major hobbies is reading The Economist on the train while he commutes
between home and work He is also one of the founding members of Calciuma
start-up charity foundation in Hong Kong |
|
|
|
|
|
| You
Might Also Like |
|
|
| 16
Biggest Environmental Problems of 2026 |
|
|
| Climate
ChangeGuides |
|
|
| 16
Biggest Environmental Problems of 2026 |
|
|
| Jan 9th
202619 mins |
|
|
| 12 Pros
& Cons of Hydroponic Farming |
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| smart-home-office |
|
|
| SMART-FOUNDATION-1 |
|
|
| SMART-FOUNDATION-1 |
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
| SMART-DREAM-SUITES-ADULTS |
|
|
| SMART-DREAM-SUITES-DINING |
|
|
| SMART-DREAM-SUITES-FAMILY |
|
|
| SMART-DREAM-SUITES-GUESTS |
|
|
| SMART-DREAM-SUITES-GYM |
|
|
| SMART-DREAM-SUITES-HONEYMOON |
|
|
| SMART-DREAM-SUITES-KIDS |
|
|
| SMART-DREAM-SUITES-OFFICE |
|
|
| SMART-DREAM-SUITES-STUDY |
|
|
| SMART-DREAM-SUITES-TRAVEL |
|
|
|
|
|
| |
|
|
|
|
|
| SMART-DREAM-COMM
-EVENTS |
|
|
| 24X7X365 |
|
|
| |
|
|
| SMART-KITCHEN |
|
|
| SMART-CARE |
|
|
| SMART-SCHOOL-GURUKUL |
|
|
|
|
|
| SMART-EVENTS |
|
|
| SMART-ENTERTAINMENT |
|
|
| SMART-SPORTS |
|
|
|
|
|
| 1000 + |
|
|
| VEG-NONVEG-MENU-ITEMS |
|
|
|
|
|
| PIZZA,SANDWICH,
SOUPS,SALADS |
|
|
| VEG,CHICKEN,
GOAT, LAMB, SEAFOOD, EGG ITEMS |
|
|
| AMERICAN,
INDIAN,CHINESES,MEXICAN |
|
|
| HALAL,
KOSHER |
|
|
|
|
|
| CATERING
FOR ALL OCCATIONS |
|
|
| BIRTHDAY,
ANNIVERSARIES, FESTIVALS,WEDDINGS |
|
|
| DATING,
MATRIMONIALS,CAREER FAIRS |
|
|
| MUSIC,MOVIES,KAREOKE |
|
|
| |
|
|
| CUSTOMERS |
|
|
| ADULTS |
|
|
| ADULTCARE |
|
|
| ASSISTED-LIVING |
|
|
| HOMECARE |
|
|
|
|
|
| STUDENTS |
|
|
| Colleges |
|
|
| Schools |
|
|
| Universities |
|
|
| Career
Fairs |
|
|
| Job-Fairs |
|
|
|
|
|
| TRAVEL
N TOURISM |
|
|
| City |
|
|
| Domestic |
|
|
| International |
|
|
|
|
|
| BUSINESS- |
|
|
| FINANCE-Companies |
|
|
| IT-Companies |
|
|
| GOVERNMENT |
|
|
| SECURITY-COPS |
|
|
| MAYORS,BUSINESS-OWNERS,
SENATORS, CONGRESSMEN |
|
|
|
|
|
| NETWORKING |
|
|
| CHAMBER
OF COMMERCDE |
|
|
| BNI |
|
|
|
|
|
| COMMUNITIES |
|
|
| Black |
|
|
|
|
|
| Japanese |
|
|
| Korean |
|
|
| Mexican |
|
|
| Pakistan |
|
|
| White |
|
|
|
|
|
|
|
|
| Indian- |
|
|
| Punjabi,
Gujarati, Bengali,Odiya, Rajasthan, Biihar,Maharastra, Kerala, Telengana,
Andhra, Kashmiri |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|